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PayPal: PayPal Credit reviews

4.90
Based on 62,306 reviews, last reviewed 13th Apr 2026
1059600% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problems encountered, smooth transactions all the... No problems encountered, smooth transactions all the time. Reviewed on: 13th April 2026
Abena A's avatar
Abena A

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62306)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very happy with the service and ease of account

5
Very happy with the service and ease of account Reviewed on: 8th April 2026

Great customer service, reliable

5
Great customer service, reliable Reviewed on: 8th April 2026

Satisfactory, it really help me financially

5
Satisfactory, it really help me financially Reviewed on: 8th April 2026

Its good but sometimes it doesn't work like it should.

5
Its good but sometimes it doesn't work like it should. But overall its a great service Reviewed on: 8th April 2026

I had a dispute with a seller and raised that with P...

5
I had a dispute with a seller and raised that with PayPal and received my money back very quickly , very happy with customer service Reviewed on: 8th April 2026

Trusted 100 pursent

5
I all way use PayPal on line I will not use anything else if it was not for PayPal I would not shop on line Reviewed on: 8th April 2026

Excellent and reliable service

5
My experience with PayPal Credit has been very smooth and positive so far. The best part is how secure and fast the payment process is. I especially appreciate the 4-month interest-free offer on larger purchases, which makes managing my budget much easier. The app is user-friendly, and tracking my balance is very straightforward. I am fully satisfied with the service and would definitely recommend it. Reviewed on: 8th April 2026

Great experience

5
It is a great alternative to use. I would recommend everyone to use this app and enjoy the benefits and features. Reviewed on: 8th April 2026

very easy payment service to use,fast efficient and...

5
very easy payment service to use,fast efficient and reliable customer service Reviewed on: 8th April 2026

Quick and convenient access to credit.

5
Paypal is very easy to use, really useful in helping in you to purchase essential items that would put pressure in your finances should you not be able to access this quick and easy credit facility. It is also an excellent choice when there is the interest free option. Reviewed on: 8th April 2026