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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173511)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is very good and secure for payments.

5
PayPal is very good and secure for payments. Resolve any issues very efficiently and quickly Reviewed on: 8th July 2026

The best

5
The best than another which good plans Reviewed on: 8th July 2026

Thoughtful credit

5
Every feature of using Paypal has been a great experience. Quick replies, good variety of methods of payment. Reviewed on: 8th July 2026

Simple to use.

5
Simple to use. Easy to pay off. Convenience and control at your fingertips. Reviewed on: 8th July 2026

Great source of finance management

5
PayPal credit is a very useful tool in managing finances Reviewed on: 8th July 2026

Its nice way to pay usei g just email adress

5
Its nice way to pay useing just email adress Reviewed on: 8th July 2026

Nice easy credit option

5
I found it very easy to get PayPal credit, not ridiculously complex application needed. Nice having the flexibility and good deals with this credit Reviewed on: 8th July 2026

Easy and safe to use.

5
Easy and safe to use giving you piece of mind with each transaction. Reviewed on: 8th July 2026

Paypal service is good.

4
I have problems with Paypal slow processing of repayments made into the various paypal accounts. I am often caught out. This affects me terribly. Money should be taken promptly for payments made. This is my only issue with PayPal otherwise, the service is good Reviewed on: 8th July 2026

PayPals 0% is fantastic for...

4
PayPals 0% is fantastic for managing your bills, i always buy my new phone this way every 3 years. Reviewed on: 8th July 2026

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