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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173225)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've been using PayPal for the last 6 months, knowin...

5
I've been using PayPal for the last 6 months, knowing any purchase scams are sorted immediately. Reviewed on: 8th July 2026

I have never had concerning issues with Paypal, I ha...

5
I have never had concerning issues with Paypal, I have been in touch with customer service and that lady was so helpful and kind to me. Reviewed on: 8th July 2026

Every time I have had to contact PayPal customer ser...

5
Every time I have had to contact PayPal customer service, they resolve the issue in an efficient manner. Keeping it prompt and effective. Reviewed on: 8th July 2026

Excellent

5
I have used PayPal for many years and have never had any problems. Reviewed on: 8th July 2026

PayPal credit gives you a positive outlook on life

4
Its helped me with my finance as im able to budget using the PayPal credit ,knowing how much to pay back and complete it within the timescale provided Reviewed on: 8th July 2026

PayPal is fast, secure, and easy to use.

5
PayPal is fast, secure, and easy to use. Payments are processed quickly, and it’s a convenient way to send and receive money. Overall, a reliable service. Reviewed on: 8th July 2026

The best, don't look anywhere else

5
Never had any issues, I use it whenever it's an option Reviewed on: 8th July 2026

The experience was good.

5
The experience was good.The customer service was great Reviewed on: 8th July 2026

Very useful helps you in dire times

5
Very useful helps you in dire times Reviewed on: 8th July 2026

PayPal is amazing

5
I love PayPal as it allows me to pay for things in instalments Reviewed on: 8th July 2026

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