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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172721)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Loved it.

5
Loved it. Easy and convenient and very trust worthy Reviewed on: 7th July 2026

Fantastic affordable purchasing

5
My experience so far has been great with purchasing to getting a refund Everything is affordable with great plans Reviewed on: 7th July 2026

Great alternative to a credit card

5
I’ve never had a physical credit card but PayPal credit provides what I need for making larger purchases online. Very easy to use too and keep track of via the PayPal app. Can simply make payments and adjust my direct debits. Would definitely recommend. Reviewed on: 7th July 2026

Great PayPal Credit

5
My use of PayPal Credit has been amazing. Reviewed on: 7th July 2026

Easy to navigate.

5
Easy to navigate. No issues with using the service Reviewed on: 7th July 2026

Super easy to use and completely reliable.

5
Super easy to use and completely reliable. PayPal keeps my card details safe when shopping online, and the ability to spread payments with their credit features gives me great financial flexibility. It’s the perfect all-in-one wallet. Highly recommend Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Email reminders for account payment Reviewed on: 7th July 2026

Excellent service easy to use and secure.

5
Excellent service easy to use and secure. Reviewed on: 7th July 2026

Amazing Service

5
Paypal is amazing the best system ever Reviewed on: 7th July 2026

I have been using paypal for years.

5
I have been using paypal for years. They have been great! Reviewed on: 7th July 2026

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