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PayPal: PayPal Credit reviews

4.90
Based on 63,306 reviews, last reviewed 14th Apr 2026
1151400% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good features and smooth transactions Very good features and smooth transactions Reviewed on: 14th April 2026
Krupesh's avatar
Krupesh

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (63306)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use

5
Paypal is very easy to use and finances can be easily kept track of online. Reviewed on: 9th April 2026

Paypal, where would we be without it ?.

5
Pay Pal is easy to use, its a very dependable and trusted financial service used by myself and my family, I certainly would advise people to use this system of payments. Reviewed on: 9th April 2026

It is most safest & protected credit with money back...

5
It is most safest & protected credit with money back guaranteed to satisfy the customer Reviewed on: 9th April 2026

Very good !

5
I've been using PayPal for many years now and it's very easy, safe and efficient. Reviewed on: 9th April 2026

Fast, safe and reliable.

4
Fast, safe and reliable. Easy to use. Reviewed on: 9th April 2026

Love Paypal

5
PayPal credit is great, I use it all the time especially when it offers 0% for 4 months which is amazing. Reviewed on: 9th April 2026

I generally happy with the customer service and paym...

5
I generally happy with the customer service and payment options to suit my circumstances. I have referred a lot of my friends to pay pal. Reviewed on: 9th April 2026

Great service, so handy and can be used everywhere

5
Great service, so handy and can be used everywhere Reviewed on: 9th April 2026

It’s very great to have PayPal credit.

5
It’s very great to have PayPal credit. I recommended to my friends as well. Becuase they are giving very good promotional offers on the purchases. As well as good customer service. Reviewed on: 9th April 2026

I am the biggest fan of PayPal Credit!

5
I am the biggest fan of PayPal Credit, cannot get enough of it! I've been using it for years now, and recently I got the physical credit card, this has been a game changer because I can now benefit of the 4 month interest free when spending more than £100 in shops as well as online. Best scheme ever! Reviewed on: 9th April 2026