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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147280 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147280)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love the fact its so easy.

I love the fact its so easy.Needed a new mattress and used Paypal as didnt have the funds as was waiting for pay day.I was waking up on my old Mattress in pain,now i sleep like a log. Reviewed on: 18th June 2026

Very useful if not silly with it

Very useful if not silly with it Reviewed on: 18th June 2026

Super simple to work with and the app is a breeze.

Super simple to work with and the app is a breeze. Never had any issues with PayPal and would never hesitate to recommend them to anyone else. Reviewed on: 18th June 2026

Been using PayPal credit for a couple of years now,h...

Been using PayPal credit for a couple of years now,helped me in a lot of purchases giving me 3 or more months to repay with 0% interest. Reviewed on: 18th June 2026

I'm very happy with the interest-free repayment option.

I'm very happy with the interest-free repayment option. The only thing that bothers me a bit is that you have to wait a few days for the amount to change after making a payment. Reviewed on: 18th June 2026

Amazing, efficient and good integrity.

Amazing, efficient and good integrity. I love PayPal Reviewed on: 18th June 2026

Gives me financial flexibility and is so easy to use.

Gives me financial flexibility and is so easy to use. If you need anything it gets resolved quickly Reviewed on: 18th June 2026

PayPal Credit has been easy to use, convenient, and...

PayPal Credit has been easy to use, convenient, and helpful for spreading the cost of larger purchases. The app and statements are straightforward, payments are easy to manage, and I appreciate the flexibility it offers. Overall, I have had a positive experience and would recommend it for online shopping. Reviewed on: 18th June 2026

Great Customer Service Agents

I had a query because I had made a payment but it wasn’t showing. The agent I spoke to was super helpful and explained how making a payment works and the time it takes to appear. Reviewed on: 18th June 2026

Easy to pay.

Easy to pay. Confidence that my money are safe. Reviewed on: 18th June 2026

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