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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (65245 reviews)

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4.90

Based on 65,245 reviews, last reviewed 14th Apr 2026

1330500% increase in 5 star reviews

in the past 90 days

3900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Lots of options with PayPal credit The options available with PayPal credit are great. So many retailers also support their interest free credit products. And it’s even better now you c... Read more Reviewed on: 14th April 2026

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (65245)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Happy Customer

Always there for you and customer service is second to none Reviewed on: 13th April 2026

Quick and easy process to apply and response it’s su...

Quick and easy process to apply and response it’s super quick Reviewed on: 13th April 2026

Very helpful.

Very helpful.Excellent customer service Reviewed on: 13th April 2026

I love to use PayPal!

I love to use PayPal! It's safe, easy and very useful! ... It's a good idea this thing to earn points! Reviewed on: 13th April 2026

The best thing about PayPal

The best thing about PayPal is the 0% interest free period for four months on purchases over £100. Reviewed on: 13th April 2026

Very good amazing will always use it helps me so...

Very good amazing will always use it helps me so much Reviewed on: 13th April 2026

It's very reliable.

It's very reliable. It Is easy to use and understand every feature. Reviewed on: 13th April 2026

Hey pal, try PayPal!!...

I’d pay pal doing change their interest rate on borrowing, credit card, I’ll definitely be using PqyPal more often than ever because it’s the interest rate that appealed to me first, unless I’m absolutely desperate, I won’t use any other credit card apart from PayPal credit!!!! Reviewed on: 13th April 2026

PayPal Credit Review

They’ve helped me provide experiences for my families birthdays, Christmas etc and with sensible spending Reviewed on: 13th April 2026

I love the credit card and pay pal pay in 3 .

I love the credit card and pay pal pay in 3 . Reviewed on: 13th April 2026

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