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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172136)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Happy to pay with paypal

I love using PayPal, it’s so flexible with the different options available, credit, pay in 3 and immediate payment, it helps be budget but still allows me to buy items when I need them Reviewed on: 7th July 2026

PayPal Credit is a convenient option

PayPal Credit from PayPal is a convenient option for online shoppers, offering flexible payments and interest-free periods. This can be very useful for managing short-term expenses or spreading the cost of larger purchases without immediate interest charges. It’s easy to use at checkout and helps manage expenses without immediate upfront costs. Reviewed on: 7th July 2026

For me all perfect.

For me all perfect. PayPal credit easy. Reviewed on: 7th July 2026

PayPal simplify buying online.

PayPal makes it easy to pay for goods online. PayPal credit has really helped me to buy something when I need it, even if I don’t have all the funds in that moment. A great interest free way to manage purchases. Reviewed on: 7th July 2026

PayPal credit is no problem good offers.

PayPal credit is no problem good offers. Reviewed on: 7th July 2026

For money being paid in it should be instant.

For money being paid in it should be instant. Reviewed on: 7th July 2026

I have always been totally satisfied with PayPal the...

I have always been totally satisfied with PayPal the app is easy to understand and use the pay in 3 has appealed to me to spread payments over 3 months with no interest charges Reviewed on: 7th July 2026

Have found PayPal credit easy to use.

Have found PayPal credit easy to use. I did have issue with something I purchased using it and the company where disputing my issue once I informed PayPal and sent photos of the issue they refunded me in full. Reviewed on: 7th July 2026

I have used pay in 3 to buy tools that I need for th...

I have used pay in 3 to buy tools that I need for the past few years it's so easy to set up and to complete your purchase. Reviewed on: 7th July 2026

Great service

Great service and easy to use app and website. Reviewed on: 7th July 2026

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