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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147193 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147193)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service really good customer service

Great service easy to use apps and the customer service is great and the app is great and I have been using it for years Reviewed on: 17th June 2026

Paypal has been great for me.

Paypal has been great for me...4 months interest free payments are brilliant. I recommend PayPal to everyone Reviewed on: 17th June 2026

Paypay is great for all purchases

Easy to use clear terms and conditions instant decision Reviewed on: 17th June 2026

An option when I need one

It allows me to budget and it’s good to know there’s always an option should something need replacing unexpectedly. Reviewed on: 17th June 2026

The only company I use for credit

The only company I use for credit Reviewed on: 17th June 2026

Easy to use, good rating !

Easy to use, good rating when making payments Reviewed on: 17th June 2026

Excellent

I've been using PayPal for several years and have always found it to be a reliable, secure, and convenient way to make payments online. Transactions are quick and easy, and I appreciate the added layer of buyer protection when shopping from new websites. The app is user-friendly, making it simple to send and receive money, track payments, and manage my account. Overall, PayPal provides peace of mind and excellent convenience for both personal and online purchases. Highly recommended. Reviewed on: 17th June 2026

Quick and easy to use.

Quick and easy to use. Always kept informed Reviewed on: 17th June 2026

I use PayPal with full of confidence

I use PayPal with full of confidence Reviewed on: 17th June 2026

I’ve been using PayPal for atleast 10 years now - so...

I’ve been using PayPal for atleast 10 years now - so seamless to use and I like the new features they have brought into the app. Reviewed on: 17th June 2026

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