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PayPal: PayPal Credit reviews

4.90
Based on 77,047 reviews, last reviewed 19th Apr 2026
2419200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great tool Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from... Read more Reviewed on: 19th April 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77047)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great customer service

5
Being able to actually talk with a person is a big plus point when issues with a company arise. Good honest advice & knowing your problem is dealt with very well. Reviewed on: 16th April 2026

Helps when most other companies wont

5
Helps when most other companies wont Reviewed on: 16th April 2026

Amazing service

5
Amazing service, awesome product Reviewed on: 16th April 2026

No hassle.

5
No hassle. Prompt and efficient. Reviewed on: 16th April 2026

Always a good experience using PayPal

5
Always a good experience using PayPal Reviewed on: 16th April 2026

The simplicity, professionalism and high end securit...

5
The simplicity, professionalism and high end security makes PayPal the number one choice every time. Reviewed on: 16th April 2026

Easy to use and track your transaction also working...

5
Easy to use and track your transaction also working every where hassle free shopping Reviewed on: 16th April 2026

I have been able to use PayPal credit easily and it...

5
I have been able to use PayPal credit easily and it has helped me to purchase items I needed with chance to pay monthly Reviewed on: 16th April 2026

Good work

4
It would be better for payments showing on app right away when making them instead of waiting for days to keep ppl financially correct Reviewed on: 16th April 2026

Paypal is so flexible and a great service.

5
Paypal is so flexible and a great service. App is super quick to use too Reviewed on: 16th April 2026