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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147141)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy split payments on large purchases interest free

5
Easy split payments on large purchases interest free Reviewed on: 17th June 2026

Seems to work all the time, not had any issues or co...

5
Seems to work all the time, not had any issues or concerns since I've been anbactivevmember Reviewed on: 17th June 2026

Easy as pie

5
Easy to use app easy ways to pay great interest free credit for short periods to help pay for larger items more easily and great to use to pay others easily as well. Reviewed on: 17th June 2026

Good service

5
The service has been Good. It came in a timely Reviewed on: 17th June 2026

Paypal credit is brilliant.

5
Paypal credit is brilliant. Your never need a credit card from anyone else been using them for years Reviewed on: 17th June 2026

PayPal for your every day needs -1st class

5
Love the pay in 3 and the easy to use app Reviewed on: 17th June 2026

Dell Herridge

5
Excellent service i can honestly say I have never had a problem Reviewed on: 17th June 2026

Always good and reliable, apps and service works fla...

5
Always good and reliable, apps and service works flawlessly. Never had any issues and the customer support it great Reviewed on: 17th June 2026

Good excellent .

5
Good excellent . For paying split Reviewed on: 17th June 2026

PayPal is a very convenient and safe way to make pay...

5
PayPal is a very convenient and safe way to make payments. The fact it is widely used and has a good reputation make me feel safe when making purchases. Reviewed on: 17th June 2026

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