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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147085 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147086)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Would like more paper contact as sometimes I’m not a...

Would like more paper contact as sometimes I’m not always on the app Reviewed on: 17th June 2026

PayPal Credit is an excellent, flexible financing to...

PayPal Credit is an excellent, flexible financing tool that offers an automatic 0% interest rate for 4 months on purchases over £99. Reviewed on: 17th June 2026

Couldn’t be more pleased

Great service and easy to navigate app. Couldn’t be more pleased Reviewed on: 17th June 2026

I ordered my physical card and it arrived faster tha...

I ordered my physical card and it arrived faster than expected. Also I received many great offers while I do online purchase to pay by instalment without any additional fees. Reviewed on: 17th June 2026

Easy and quick

No problems and easy to set up. Apple Pay quick and works every time. Reviewed on: 17th June 2026

Love it very practical and husle free

Love it very practical and husle free Reviewed on: 17th June 2026

Easy to use, super efficient and helpful customer se...

Easy to use, super efficient and helpful customer service when issues arise. Especially like the option for credit or pay in 3 which helps so much for large purchases. Used paypal for years and its brilliant. Reviewed on: 17th June 2026

I love PayPal credit super easy to use, gives me pea...

I love PayPal credit super easy to use, gives me peace of mind buying online Reviewed on: 17th June 2026

Have always used PayPal when I can to pay for anythi...

Have always used PayPal when I can to pay for anything, very trustworthy app and a very good account to have and use also to build credit score and easy easy to manage Reviewed on: 17th June 2026

No unnecessary questions.

No unnecessary questions. I've been using PayPal for decades, no problem so far, even when I needed their help to get my money back. Reviewed on: 17th June 2026

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