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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77263 reviews)

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4.90

Based on 77,263 reviews, last reviewed 19th Apr 2026

2439900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Payment flexibility It is easy to use and give payment flexibility Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77263)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good customer service friendly and sort out any iss...

Good customer service friendly and sort out any issues promptly It’s great to be able to spread credit over a few months The app is really easy to use would thoroughly recommend to friends & family . Reviewed on: 16th April 2026

.overall

.paypal is good option to use it’s an efficient easy way Reviewed on: 16th April 2026

Can use when i want and put money back in it when i...

Can use when i want and put money back in it when i want Reviewed on: 16th April 2026

Always reliable works with its customer base and is...

Always reliable works with its customer base and is invested in its customer base. Reviewed on: 16th April 2026

From start to finish i have had excellant service, w...

From start to finish i have had excellant service, with clear advise and easy to control my balance. Reviewed on: 16th April 2026

Great service.

Great service. Smooth checkout Reviewed on: 16th April 2026

Great job

I’ve had a generally positive experience using PayPal for both transactions and refunds. Payments are quick and easy to make, and I like that I don’t have to share my card details with every seller. Everything is clearly recorded, which makes it simple to keep track of spending. Refunds have also been reliable in my experience. When a seller processes a refund promptly, the money usually appears back in my account quite fast. Even when there’s a slight delay—especially for card payments—it’s still reassuring to know the process is secure. One of the best aspects is the buyer protection, which gives extra confidence when purchasing online. While disputes can sometimes take a bit of time to resolve, the overall system feels fair and dependable. Overall, PayPal is a convenient and trustworthy platform that I feel comfortable using regularly. Reviewed on: 16th April 2026

Easy to use, accepted over a wide variety of retailers.

Easy to use, accepted over a wide variety of retailers. Easy to keep track of purchases and pay off monthly to avoid fees. Reviewed on: 16th April 2026

Simple !! Love it !

It is so simple to pay for everything on PayPal . The new parcel tracking is brilliant and makes life easier! Having paypal protection gives peace of mind and gaining points when shopping is great Reviewed on: 16th April 2026

It is a wonderful way to purchase items nowing PayPa...

It is a wonderful way to purchase items nowing PayPal are able to help if have a problem with the supplier. Reviewed on: 16th April 2026

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