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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171832)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very useful, helpful when make payments, no issues w...

5
Very useful, helpful when make payments, no issues when using it. There have been times when only PayPal has been the recognised means of making a payment to another company Reviewed on: 7th July 2026

Straightforward set up and competitive rates.

5
Straightforward set up and competitive rates. Unexpectedly good customer service : I could speak to a human straight away. Reviewed on: 7th July 2026

An excellent and easy to use service that is also go...

5
An excellent and easy to use service that is also good value for money. Reviewed on: 7th July 2026

Easy and efficient way of buying and financing, been...

5
Easy and efficient way of buying and financing, been using paypal for years so paypal credit was best option for ease of use. Reviewed on: 7th July 2026

Best there is

5
I cant fault paypal credit at all Reviewed on: 7th July 2026

An awesome service

5
Used paypal fir many years now and always had a great service ,on the odd occassion an item was wrong or faulty paypal sorted it out very quickly for me. Reviewed on: 7th July 2026

Ive always felt secure knowing that PayPal protects...

5
Ive always felt secure knowing that PayPal protects my every purchase great service Reviewed on: 7th July 2026

Always secure and helpful !

5
Always secure transactions and helpful staff . Easy way to make a payment with a peace of mind. Reviewed on: 7th July 2026

Transfers

5
I use PayPal a lot with my daughter as her bank can’t do transfers . Reviewed on: 7th July 2026

Great App and service

5
Quick and easy to use and never had an issue. Reviewed on: 7th July 2026

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