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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75437)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

excellent

5
I am completely impressed with their professionalism and customer service.” Reviewed on: 16th April 2026

Found to be very handy ,used a few times and will do...

5
Found to be very handy ,used a few times and will do again in the near future Reviewed on: 16th April 2026

PayPal the best

5
So easy to use and great for paying when you need more time Reviewed on: 16th April 2026

The app is easy to use.

5
The app is easy to use. The virtual credit card is great. I can budget food shopping etc... Reviewed on: 16th April 2026

Easy to buy and pay something.

5
Easy to buy and pay something. Also trustable Reviewed on: 16th April 2026

very safe to haonline saftyndling my account

5
very safe to handling my account Reviewed on: 16th April 2026

Helpful quick response and really handy

5
Helpful quick response and really handy Reviewed on: 16th April 2026

Quick pay and easy to pay all so

5
Quick pay and easy to pay all so Reviewed on: 16th April 2026

Reliable and trustworthy service

5
Reliable and trustworthy service Reviewed on: 16th April 2026

Good but can’t set up direct debit

4
Good but can’t set up direct debit Reviewed on: 16th April 2026