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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171812)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal review

I always use PayPal for my purchases. It's reliable and safe plus the pay in 3 option is really helpful as well. It's also very straight forward if it comes to send money to charities or friends and family. Overall great experience. Reviewed on: 7th July 2026

I love Paypal.

I love Paypal. The customer service is great, the resolution team is also very good. The nee points scheme is quite enganging. Reviewed on: 7th July 2026

Excellent Payment Option

I’ve had a great experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. The online account is easy to manage, payments are simple to make, and everything has worked as expected. I’d definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 7th July 2026

Very easy to use and my favourite to spread the cost...

Very easy to use and my favourite to spread the costs of big purchases. Reviewed on: 7th July 2026

super super super

Super chance super chance and the best thing to come from this Reviewed on: 7th July 2026

Made some tough times easier to bear...

I've used PayPal and PayPal credit for some years now and always found the service reliable, the website is easy to use and understand. It's made some harder times easier to afford grandchildren's xmas gifts and larger purchases being able to use the credit option to spread the cost over the year Reviewed on: 7th July 2026

All good but wish it didn't take over 24 hours for p...

All good but wish it didn't take over 24 hours for payments to the credit card to be processed Reviewed on: 7th July 2026

pay in 3 rules

I'm using PayPal for most of my payments. I love it it's so convenient, so easy to use. pay in 3 was a real game changer Reviewed on: 7th July 2026

All good never had any problems.

All good never had any problems. Reviewed on: 7th July 2026

I enjoy knowing I can spread costs within a sensible...

I enjoy knowing I can spread costs within a sensible limit. The practicality of not needing to enter bank details at checkouts is also a boon! Reviewed on: 7th July 2026

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