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PayPal: PayPal Credit reviews

4.90
Based on 75,614 reviews, last reviewed 18th Apr 2026
2287300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use and keep up with my spendibg Easy to use and keep up with my spendibg Reviewed on: 18th April 2026
Martin l's avatar
Martin l

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75614)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Feel safe to pay knowing if something goes wrong Pay...

5
Feel safe to pay knowing if something goes wrong PayPal will cover my back Reviewed on: 16th April 2026

Pay pal is great and always there if uou need it

5
I've never had a problem with PayPal but I know that if I did it would be sorted out which is great when you pay for something you can spread the cost or pay in one Reviewed on: 16th April 2026

I’ve used PayPal for 14 years no problems ever

5
I’ve used PayPal for 14 years no problems ever Reviewed on: 16th April 2026

Good experience dealing with account transaction que...

5
Good experience dealing with account transaction queries Reviewed on: 16th April 2026

Good service

5
I made a double transaction and PayPal sorted it out for me. I would miss not having paypal it helps with payments sometimes. Reviewed on: 16th April 2026

Excellent trustworthy

5
Excellent trustworthy to use with out any stress Reviewed on: 16th April 2026

Safe and reliable

5
Used paypal for years. Safe way to make transactions. Reviewed on: 16th April 2026

Love paypal safe and easy to use pay in 3 comes in u...

5
Love paypal safe and easy to use pay in 3 comes in useful as does having the credit brilliant Reviewed on: 16th April 2026

PayPal doesn’t allow sellers to cheat you.

5
PayPal doesn’t allow sellers to cheat you. They’ve been always on my side. I DONT shop with any store that doesn’t accept PayPal and that’s a fact . They’re extremely reliable Reviewed on: 16th April 2026

Very handy

5
I’ve never had a bad experience with PayPal, PayPal cred is also very handy when ordering stuff, I’ve had PayPal for several years now and it’s always been reliable and easy to use, either buying something online or paying someone PayPal has been great. Reviewed on: 16th April 2026