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PayPal: PayPal Credit reviews

4.90
Based on 77,481 reviews, last reviewed 19th Apr 2026
2460300% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always comes in very handy. Always comes in very handy. The 4 months payback period helps spread things around a lot Reviewed on: 19th April 2026
Joy C's avatar
Joy C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77482)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good, experience and payments are easy to monitor.

4
Good, experience and easy to monitor payments Reviewed on: 16th April 2026

Have had really bad experiences with companies whose...

5
Have had really bad experiences with companies whose goods have never arrived and then they themselves either ignore your requests for help or send you round in a loop. Thankfully because I've used PayPal to purchase the product they've automatically issued me with a temporary refund and have contacted the seller for me and it's never been disputed. I advise anyone buying online to use PayPal Reviewed on: 16th April 2026

Excellent credit card, would definitely recommend

5
Excellent credit card, would definitely recommend Reviewed on: 16th April 2026

easy to use

5
Great experience, easy to use, feels secure. Reviewed on: 16th April 2026

PayPal is always there

5
Know I can always rely on PayPal when making purchases online, gives you peace of mind. Reviewed on: 16th April 2026

I have been using PayPal for online purchases for ab...

5
I have been using PayPal for online purchases for about 13 years. It has always been convenient, secure, trackable, and problem-free for me. I am always happy to have it. I have recommended it to all my friends, and they have also been satisfied and happy. Reviewed on: 16th April 2026

Fast efficient service and always willing to help.

5
Fast efficient service and always willing to help. Reviewed on: 16th April 2026

Good as always .

5
Good as always ........................... Reviewed on: 16th April 2026

Few tweaks needed

5
Slow to update, statements a little confusing. Reviewed on: 16th April 2026

Perfect platform for online shopping.

5
Perfect platform for online shopping. Money protected Reviewed on: 16th April 2026

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