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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146974 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146975)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love PayPal and being able to use it to pay online...

I love PayPal and being able to use it to pay online and PayPal credit and PayPal pay in 3 and PayPal pay later Reviewed on: 17th June 2026

Great service and great experience

Great service and great experience Reviewed on: 17th June 2026

All round online wallet

I use PayPal to send and receive funds locally and globally. Conversion rates is easy to understand and competitive. I Equally use its flexibility as a payment wallet for online shopping needs Reviewed on: 17th June 2026

It works for the most part.

It works for the most part. Just don't contact customer service as they are very difficult to work with and will often side with the seller rather than the buyer Reviewed on: 17th June 2026

Good experience and very reliable service

Good experience and very reliable service Reviewed on: 17th June 2026

Most Trusted Paying System

Never have a problem with Payal. Any queries are dealt with instantly. I have every confidence in this way of paying and actively look for it when I'm purchasing online.Refunds arrive back in my account promptly and Pay al keep me udated Reviewed on: 17th June 2026

Great pay pal as easy to work .

Great pay pal as easy to work . Excellent service Reviewed on: 17th June 2026

Paypal credit has been a huge help to me.

Paypal credit has been a huge help to me. Its allowed me to live my life to the fullest. I can plan 2 to 3 trips ahead, budget and pay things in a manner more suited to me. Reviewed on: 17th June 2026

Flexible payment options that make a difference

I've had a positive experience with PayPal. It has been especially helpful during difficult times by offering flexible payment plan options that are easy to understand and manage. I also appreciate the special offers and promotions available from time to time. Overall, it's a convenient and reliable service that makes payments straightforward and accessible. Reviewed on: 17th June 2026

Excellent service and easy to deal with

Excellent service and easy to deal with Reviewed on: 17th June 2026

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