Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77915 reviews)

View other PayPal products

4.90

Based on 77,915 reviews, last reviewed 20th Apr 2026

2500100% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fantastic I’ve been using PayPal for a while now, and overall it’s been a really solid experience. It’s super easy to set up, and once you’re in, sending or rec... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77915)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Been excellent and easy to use.

Been excellent and easy to use. Options to repay and 4 months credit option super handy. Reviewed on: 16th April 2026

Smart, Simple Spending with PayPal Credit

PayPal Credit is quick, flexible, and makes spreading the cost simple—perfect for managing purchases without stress. Reviewed on: 16th April 2026

PayPal makes buying online secure and easy.

PayPal makes buying online secure and easy. If you should ever be unfortunate to interact with a seller that is not genuine, PayPal sorts it out for you without stress. Reviewed on: 16th April 2026

easy to navigate

easy to navigate Safe to use you have control at all times Reviewed on: 16th April 2026

Easy pay and accessible to check your account.

Easy pay and accessible to check your account. Reviewed on: 16th April 2026

Very convenient for security and handy tool when mak...

Very convenient for security and handy tool when making a large purchase by spreading the cost over 3 months with no interest charge Reviewed on: 16th April 2026

Good experience.

I enjoy paying using PayPal credit because it allows me to make bigger purchases and paying it back is easy and seamless. Reviewed on: 16th April 2026

Well done PayPal

Great to deal with and very helpful when required Reviewed on: 16th April 2026

Very flexible.

Very flexible. Good security checks of suspect purchases Reviewed on: 16th April 2026

Easy to use, issues are dealt with quickly and effic...

Easy to use, issues are dealt with quickly and efficiently. Great customer service! Reviewed on: 16th April 2026

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub