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PayPal: PayPal Credit reviews

4.90
Based on 76,581 reviews, last reviewed 19th Apr 2026
2375000% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very happy with security it gives me. Easy to use and very happy with security it gives me. Reviewed on: 19th April 2026
Mark Trotman's avatar
Mark Trotman

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76581)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The platform is easy to use and very seamless

5
The platform is easy to use and very seamless Reviewed on: 16th April 2026

Easy to use

5
Just easy to use with piece of mind. Reviewed on: 16th April 2026

all transactions were easy, thanks!

5
all transactions were easy, thanks! Reviewed on: 16th April 2026

Great for purchasing online products.

5
Great for purchasing online products. Returns policy fast and straight forward if needed to use. All in all great for using as it gives 4 month interest free option on larger payments. Reviewed on: 16th April 2026

Sadino59

5
PayPal is a good company for borrowers Reviewed on: 16th April 2026

I think paypal an exellent way for everyday useage

5
I think paypal an exellent way for everyday useage Reviewed on: 16th April 2026

Love PayPal credit so easy I can log in see what I o...

5
Love PayPal credit so easy I can log in see what I owe make easy payments. Contactless payments easy online payments easy .. what more can I say! Reviewed on: 16th April 2026

Helps with maintaining a healthy balance between you...

4
Helps with maintaining a healthy balance between your money and lifestyle Reviewed on: 16th April 2026

It’s so good I got best credit limit and it’s allows...

5
It’s so good I got best credit limit and it’s allows me to do shopping Reviewed on: 16th April 2026

PayPal is the best service

5
PayPal gives an excellent service, and if there are any queries or problems they are resolved quickly and efficiently. I love and continue to use PayPal. Reviewed on: 16th April 2026

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