Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,745 reviews, last reviewed 19th Apr 2026
2390600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the new app, it could be a little slicker in... I like the new app, it could be a little slicker in it's routing but overall very good improvement with the embedded new features Reviewed on: 19th April 2026
Thomas W's avatar
Thomas W

Latest lowest rating:

1

Paypal his very Relieable way to pay for goods Exce... Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76745)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal Experience

4
its been ok to he honest not to bad you guys handle disputes well. Reviewed on: 16th April 2026

Can’t fault them in any way very happy with all that...

5
Can’t fault them in any way very happy with all that comes with paypal Reviewed on: 16th April 2026

Very easy to use and always available when required

5
Very easy to use and always available when required Reviewed on: 16th April 2026

Helpful service

5
Helpful service, across a large amount of websites and at all times of the year, without being overbearing. Brilliant customer service at all times if brought products dont meet satisfaction or if they turn out not to be the product as it was sold. Reviewed on: 16th April 2026

PayPal credit and pay in 3

4
Nice that PayPal credit has updated to a credit card and always like pay in 3 Reviewed on: 16th April 2026

Good service and excellent customer service.

5
Good service and excellent customer service. Reviewed on: 16th April 2026

User Friendly and easy to use

5
Easy to use, great new options around cards Reviewed on: 16th April 2026

Very convenient services, transparent, universal cre...

5
Very convenient services, transparent, universal credit facilities Reviewed on: 16th April 2026

Paypal are helpful

5
Paypal are helpful they helped me not get scammed Reviewed on: 16th April 2026

Always worked for me but ...

4
Always worked for me but an explanation to payers that what they send is not what we get would be good. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34987 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 62 reviews
    PayPal
    View all products