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PayPal: PayPal Credit reviews

4.90
Based on 78,506 reviews, last reviewed 20th Apr 2026
2555400% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ive always used PayPal for a secured payment method... Ive always used PayPal for a secured payment method across multiple platforms, ive started using PayPal credit which has been very helpful to buold up... Read more Reviewed on: 20th April 2026
Laura H's avatar
Laura H

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78506)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always really good experience / customer service is...

5
Always really good experience / customer service is always great and I frequently use paypal Reviewed on: 17th April 2026

Fast and reliable

5
A fast and easy way to spread the cost of small or large items using pay in three or Paypal credit four months interest free. Reviewed on: 17th April 2026

Always easy and smooth payments, available to pay al...

5
Always easy and smooth payments, available to pay almost everywhere , plus is very secure Reviewed on: 17th April 2026

It’s good.

5
It’s good. I like it and it helps me very much Reviewed on: 17th April 2026

Good experience I'm happy with that.

5
Good experience I'm happy with that. Reviewed on: 17th April 2026

Pay in 3

5
Very handy when buying a 'considered purchase ' with the pay in 3 option Reviewed on: 17th April 2026

Excellent service, slight concern with respect to th...

4
Excellent service, slight concern with respect to the ‘lag’ in time taken for payments to be converted via App and balance. Reviewed on: 17th April 2026

Life saviour.

5
Life saviour. Nothing like spreading your payments using paypal credit Reviewed on: 17th April 2026

Easy, user friendly, and super fast

5
Easy, user friendly, and super fast Reviewed on: 17th April 2026

Top very good and very easy I like PayPal

5
Top very good and very easy I like PayPal Reviewed on: 17th April 2026