Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146467 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146467)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a negative experience using PayPal.

Never had a negative experience using PayPal. Always simple and straight forward. Reviewed on: 17th June 2026

Dependable financial friend

PayPal. Is your steadfast friend thats always there no matter ehat, easy to used, dependable amd reliable, i couldn't live without it now. Its part of financial life.. Reviewed on: 17th June 2026

Professional, straightforward and easy to use

Professional, straightforward and easy to use Reviewed on: 17th June 2026

Use friendly and payment friendly

Use friendly and payment friendly Reviewed on: 17th June 2026

Really great platform

Really easy platform to use, for paying or receiving money. Pay in 3 and PayPal credit really useful and easy to track what you owe back. And generally a lot safer to use that providing your card details online Reviewed on: 17th June 2026

Good service

Always helpful and offer good service answer queries as best as you can Reviewed on: 17th June 2026

Cover and support when required

Never had any issues with PayPal usage. It always feels secure using PayPal to purchase good, if there is an error with the order and the supplier won’t respond, PayPal will cover you and support. Reviewed on: 17th June 2026

A good all round service

Easy to use and available across many platforms; adds a layer of security when purchasing Reviewed on: 17th June 2026

Perfect and Easy

Easy and reliable always use it whenever ı need Reviewed on: 17th June 2026

PayPal credit has been very useful to spread the cos...

PayPal credit has been very useful to spread the cost of some unexpected purchases. Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77993 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub