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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81220 reviews)

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4.90

Based on 81,220 reviews, last reviewed 22nd Apr 2026

2806500% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and helpful credit option I’ve had a good experience using PayPal Credit so far. The process is simple and easy to understand, and it’s been really useful for spreading the cos... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81220)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easier than using a traditional credit card for on l...

Easier than using a traditional credit card for on line purchasers, without the hastle Reviewed on: 18th April 2026

Excellent

Been using PayPal for a number of years now and I've never had an issue with them. Reviewed on: 18th April 2026

PayPal 4 months interest free!

PayPal 4 months interest free is the way I buy all big purchases now! Reviewed on: 18th April 2026

PayPal never let's me down.

PayPal never let's me down. When I have issues with retailers (more than would think) PayPal are always there with support. Reviewed on: 18th April 2026

Like to use PayPal pay in 3 and also the flexibility...

Like to use PayPal pay in 3 and also the flexibility of PayPal credit. Never had a problem. Reviewed on: 18th April 2026

Quick, efficient and effective.

Quick, efficient and effective. Simple to use Reviewed on: 18th April 2026

Congratulations PayPal

Superb, customer service are fantastic, the process is quick and easy. I have received to family, friends and colleagues.Thank you all at PayPal. Nigel Clarke Reviewed on: 18th April 2026

Excellent & friendly service with great appllications

Excellent & friendly service with great appllications Reviewed on: 18th April 2026

Paypal help you get what you need when you need it

Paypal has helped me purchase a lot of things at very good rates. Overall very happy. Pay in 3 has been a life saver many times too Reviewed on: 18th April 2026

Paypal 5 star company

Always great service with PayPal... reliable company Reviewed on: 18th April 2026

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