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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157107 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (157109)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

They have charged me twice when the payment could no...

They have charged me twice when the payment could not go through which was not my fault Reviewed on: 6th July 2026

Paypal Credit is great for 0% interest credit

I have used PayPal credit to spread payments for expensive items with no problem whatsoever. I always make the monthly payments on time and I have never had cause to use customer services. Reviewed on: 6th July 2026

It was extremely easy and straightforward to use

It was extremely easy and straightforward to use Reviewed on: 6th July 2026

I’ve generally had a positive experience using PayPal.

I’ve generally had a positive experience using PayPal. It’s a convenient and secure way to send and receive money, especially for online shopping and international payments. The buyer protection gives added peace of mind when purchasing from unfamiliar sellers, and the app is easy to navigate. Reviewed on: 6th July 2026

Paypal is easy to use and efficient, reliable, safe...

Paypal is easy to use and efficient, reliable, safe - I always use PayPal where possible. PayPal credit's 4 month 0% is also a fantastic offer that helps me manage cashflow. Reviewed on: 6th July 2026

PayPal offers excellent customer service, attractive...

PayPal offers excellent customer service, attractive offers, and a generous credit limit. Highly recommended! Reviewed on: 6th July 2026

No hassle

PayPal credit is easy and accessible without any hassle Reviewed on: 6th July 2026

Really easy to use, really makes sense sometimes whe...

Really easy to use, really makes sense sometimes when purchasing Reviewed on: 6th July 2026

Safe & Sound

Easy to use. Safe. No hassle. Easy to contact. No worries with returns and refunds, and getting money back Reviewed on: 6th July 2026

Always been happy with pay pal.

Always been happy with pay pal. Like the pay in 3 at 0% Reviewed on: 6th July 2026

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