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PayPal: PayPal Credit reviews

4.90
Based on 77,263 reviews, last reviewed 19th Apr 2026
2439900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payment flexibility It is easy to use and give payment flexibility Reviewed on: 19th April 2026
Ilona 's avatar
Ilona

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77263)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Sorted easy to use no hassle and got time to...

5
Sorted easy to use no hassle and got time to pay Reviewed on: 16th April 2026

Always there to give me help buying items I really l...

5
Always there to give me help buying items I really like the pay in three give me help to budget for my purchases Reviewed on: 16th April 2026

My PayPal experiences have always been positive.

4
My PayPal experiences have always been positive. And positive across all departments Reviewed on: 16th April 2026

I am using PayPal since 2008 and always the best wit...

5
I am using PayPal since 2008 and always the best with all my transactions and credit facilities, limits great from first time of applying and even no interest for 4 months at least, also works with almost of retailers Reviewed on: 16th April 2026

I used lot of years and if I had problem Pay Pal alw...

5
I used lot of years and if I had problem Pay Pal always helpful and resolved. Reviewed on: 16th April 2026

Paypal Just works, no hassle, no problems, just easy...

5
Paypal Just works, no hassle, no problems, just easy to use. If you want to mess about wasting your time using another supplier, then you need to have a talk with yourself. Paypal is safe and easy to use. Reviewed on: 16th April 2026

Never had an issue, easy to manage through the app,...

5
Never had an issue, easy to manage through the app, providing you keep on top of your spend. Reviewed on: 16th April 2026

I really enjoy PayPal .

5
I really enjoy PayPal . It's secure and gives u flexibility to pay . I love it Reviewed on: 16th April 2026

Very Good experience enjoy using it

5
Very Good experience enjoy using it Reviewed on: 16th April 2026

Excellent job I have good experience with PayPal

5
Excellent job I have good experience with PayPal Reviewed on: 16th April 2026