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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146345)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best service out there.

5
Best service out there. Wouldn't use anything else :) Reviewed on: 17th June 2026

Great help

5
I find it simple and a great help Reviewed on: 17th June 2026

PayPal has helped to keep my head above water!

5
PayPal has helped to keep my head above water! Without their pay in 3 I don’t know how I could survive this horrible hardship in the United Kingdom. Reviewed on: 17th June 2026

Convenient and safe way to pay

5
I find PayPal a convenient way to pay and I've always been refunded quickly when I've had a dispute. Reviewed on: 17th June 2026

Quick and easy

4
PayPal is easy to set up.easy to use can pay most things using PayPall Reviewed on: 17th June 2026

Ive been using paypal from last year and still no is...

5
Ive been using paypal from last year and still no issues Reviewed on: 17th June 2026

Always use PayPal whenever possible

5
I always use PayPal whenever possible because I trust them with my money. The app is easy to use, things are explained well and the resolution centre is a really good feature. Reviewed on: 17th June 2026

Happy 20 year paypal user

5
Using PayPal for over 20 years, always been an excellent experience. Have had several attempts from fraudsters to use my account but PayPal customer services were always on top of it and extremely quick to respond. Reviewed on: 17th June 2026

1st class on every thing always coming up with alter...

5
1st class on every thing always coming up with alternative arrangements Reviewed on: 17th June 2026

Paypal is good for buying items with flexible paymen...

4
Paypal is good for buying items with flexible payment options Reviewed on: 17th June 2026

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