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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81947 reviews)

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4.90

Based on 81,947 reviews, last reviewed 22nd Apr 2026

2874100% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It can always be better, but overall it's okay It can always be better, but overall it's okay Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81947)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

If made transactions online before but wasn’t always...

If made transactions online before but wasn’t always happy putting my card details in, sometimes my bank wouldn’t allow transactions abroad as the thought them suspicious, so I tried the credit option which would allow me to pay but also, without the hassle of dealing with my bank. Reviewed on: 18th April 2026

Fast & very reliable.

Fast & very reliable. Safe and secure. Reviewed on: 18th April 2026

Pay pal has made payment very easy

Pay pal has made payment very easy Reviewed on: 18th April 2026

Fantastic

Easy to use and easy to make repayments and purchase interest free period is great Reviewed on: 18th April 2026

Easy to pay when shopping online.

Easy to pay when shopping online. No hassles and good choice of payment options. Reviewed on: 18th April 2026

Using PayPal

Using PayPal has always made online payments feel quick, simple, and secure. I like how easy it is to check out without entering card details every time, and the buyer protection gives me extra confidence when shopping online. It also works smoothly for sending and receiving money, which makes it a very convenient payment option. PayPal has saved me time and made the whole process of paying online much more straightforward. Reviewed on: 18th April 2026

PayPal setting the bar for excellence

Easy app to use , great customer service. I use mostly for online purchases. Any problems are dealt with swiftly and are positive. I would recommend to anyone Reviewed on: 18th April 2026

Regarding paying phn bills

It was very good. When i used credit of paypal to pay monthly my phn bill Reviewed on: 18th April 2026

Great experience very easy and great to use and cont...

Great experience very easy and great to use and contact - every place offers PayPal Reviewed on: 18th April 2026

PayPal Credit is the best for me.

PayPal Credit is the best for me. The will have you couple of mo the to settle with no interest. You can also speed up your payment by topping up every week or any time before the payment is due every month. Reviewed on: 18th April 2026

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