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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149252 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149252)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Payment Recovery

Had afew difficulties with payments needed clawing back and they helped oit massively Reviewed on: 21st June 2026

Very easy to use, decision in a few seconds

Very easy to use, decision in a few seconds Reviewed on: 21st June 2026

User friendly

User friendly and convenient and available everywhere Reviewed on: 21st June 2026

I have been using PayPal for over a decade now and i...

I have been using PayPal for over a decade now and its been extremely brilliant both the app and website, easy to access. Reviewed on: 21st June 2026

Easiest way to pay for large purchases

Love the option to be able to select different payment types with PayPal. The PayPal Credit facility is easy to use, you know exactly what your payments are, what your credit limit is, and I've even got a PayPal card so I could use that if unable to access my online account. Brilliant!! Reviewed on: 21st June 2026

Great Experience

I have been using PayPal credit for a few years it has really helped me to budget and manage my finances Reviewed on: 21st June 2026

Long time PayPal customer - always easy to use

Long time PayPal customer - always easy to use Reviewed on: 21st June 2026

Always found it easy to use.

Always found it easy to use. The app allows you to either pay in full or pay in 3 or longer. Usually get several month interest free on more expensive items. It makes it easier to buy things you really want. Reviewed on: 21st June 2026

Variety of payment options, fast money withdrawals,...

Variety of payment options, fast money withdrawals, can’t complain Reviewed on: 21st June 2026

Quick and easy to use.

Quick and easy to use. Most shops now take PayPal. Handy when you need to buy a gift or buy something special for an event. Reviewed on: 21st June 2026

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