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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80896 reviews)

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4.90

Based on 80,896 reviews, last reviewed 22nd Apr 2026

2776100% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Not bad not excellent Not bad could improve on somethings Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80896)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very easy to use.

Very easy to use. Safe , secure reliable. Reviewed on: 18th April 2026

Hassle free service.

Hassle free service. Great customer service. Every thing is quick and easy. Makes buy online so much easier, with peace of mind. Reviewed on: 18th April 2026

Convenient and easy to use

Convenient and easy to use, competitive rates and easy to access details Reviewed on: 18th April 2026

Interest free credit isn't interest free

Interest free credit isn't interest free you have to pay 3% on it every month Reviewed on: 18th April 2026

Easy to set up and fairly priced

Easy to set up and fairly priced Reviewed on: 18th April 2026

Brilliant for unexpected purchases

Brilliant for unexpected purchases Reviewed on: 18th April 2026

PayPal credit is easy and a convenient way to purcha...

PayPal credit is easy and a convenient way to purchase items . And lots of shops except it Reviewed on: 18th April 2026

I am grateful for the credit amount.

I am grateful for the credit amount. Reviewed on: 18th April 2026

PayPal credit is easy to navigate

PayPal credit is easy to navigate Reviewed on: 18th April 2026

Paypal/Payfriend

Feeling of safety/security if paying with Paypal Credit Card Reviewed on: 18th April 2026

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