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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149217 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149217)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had a problem

Never had a problem really helps out when needed Reviewed on: 21st June 2026

Always efficient and simple to use.

Always efficient and simple to use. Reviewed on: 21st June 2026

Safe online transactions

Always there to make me feel safe when buying online. My prefered option every time. Reviewed on: 21st June 2026

Always PayPal

I’ve used PayPal for many years to avoid using my bank card details Never had any issues and will continue using PayPal for many more years. Reviewed on: 21st June 2026

I really appreciate the 0% APR offers.

I really appreciate the 0% APR offers. It enables me to split the payments without worrying that my debt is increasing. It is also very easy to set up a direct debit for payments which means I can set it up and then essentially not worry as I know its being paid of in time. Reviewed on: 21st June 2026

Good service

Good service would recommend it to friends/family Reviewed on: 21st June 2026

Enables Enables simple cheap way to pay

Enables Enables simple cheap way to pay Reviewed on: 21st June 2026

My review title N/A

alright at the moment Reviewed on: 21st June 2026

Great value for money

It’s been great to use PayPal credit to pay for services. recently I have been using PayPal credit to pay for holidays. no issues. Reviewed on: 21st June 2026

Safe and convenient

Find PayPal easy and convenient to use Reviewed on: 21st June 2026

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