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PayPal: PayPal Credit reviews

4.90
Based on 78,624 reviews, last reviewed 20th Apr 2026
2566200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's so quick and easy. It's so quick and easy. And the pay in 3 is just so much easier especially for those things you haven't Budget for Reviewed on: 20th April 2026
Wayne 's avatar
Wayne

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78624)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Chancers

5
Someone managed to log into my PayPal and buy a bag for £500 PayPal had my money back within 24 hours Reviewed on: 17th April 2026

The pay in 3 is mega!

5
The pay in 3 is really easy to do and allows me to manage payments and forecast my spending. Reviewed on: 17th April 2026

I find it a reliable option for everyday digital pay...

5
I find it a reliable option for everyday digital payments when compared to other payment methods . Reviewed on: 17th April 2026

Easy to use and reliable, good customer service.

5
Easy to use and reliable, good customer service. Reviewed on: 17th April 2026

I'm very happy with paypal.

5
I'm very happy with paypal. I have been able to buy items and pay for them within 4 months with no interest Reviewed on: 17th April 2026

Always available to answer quepaypal is greatstions

5
Always available to answer questions Reviewed on: 17th April 2026

Great secure way to pay

5
Great secure way to pay and offers payment options and reasonable rates Reviewed on: 17th April 2026

I'm using PayPal for the past ten years, love the ni...

5
I'm using PayPal for the past ten years, love the nice and easy service with great protection. Reviewed on: 17th April 2026

Always had no problems with PayPal good credit limit...

5
Always had no problems with PayPal good credit limit easy to use Reviewed on: 17th April 2026

PayPal is great

5
I love using PayPal for all of my purchases, I feel protected with my purchases. Reviewed on: 17th April 2026