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PayPal: PayPal Credit reviews

4.90
Based on 81,250 reviews, last reviewed 22nd Apr 2026
2809200% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wzor the best Good service and recommend for everyone Reviewed on: 22nd April 2026
Vlad's avatar
Vlad

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81250)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

It has been amazing it always been there for me than...

5
It has been amazing it always been there for me thanks PayPal Reviewed on: 18th April 2026

PayPal gives me the best options for online purchase...

5
PayPal gives me the best options for online purchases allowing at least 4 options to pay for purchases and all covered by the money back guarantee. They also provide an excellent support service if you have an issue with purchased items. Reviewed on: 18th April 2026

Full refund

5
I once had no product sent by a seller so I got intouch with PayPal and they refunded me my money Reviewed on: 18th April 2026

My Go To For Safety

5
Always my go to if wishing to ensure a safe purchase. Often won’t buy if PayPal not available. Reviewed on: 18th April 2026

Simple intuitive.

5
Simple intuitive, helped on a weekend with pals managing who paid for what Reviewed on: 18th April 2026

Friendly, helpful, knowledgeable but also profession...

5
Friendly, helpful, knowledgeable but also professional- all I require inna service Reviewed on: 18th April 2026

Straightforward way to spread costs interest-free

5
Hassle-free, straightforward way to spread costs over a period of time interest free. Reviewed on: 18th April 2026

Interest is great!

5
I really like the 0% interest for four months on any order over 99% makes it very easy to use and budget larger buys without having interest worry you. easy to pay back or early if you want to and can put the card on apple pay super userul! Reviewed on: 18th April 2026

PayPal are excellent, I use them everyday.

5
PayPal are excellent, I use them everyday. I’ve also introduced friends & family to them. Reviewed on: 18th April 2026

The best

5
PayPal offered very good credit card service to dig me out of a debt for which there was 0% interest for 3 months….!!!Really good deal Reviewed on: 18th April 2026

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