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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145719 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145719)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

good experience, simple way of paying

good experience, simple way of paying Reviewed on: 15th June 2026

Good experience with pay PayPal credit

Good experience with pay PayPal credit Reviewed on: 15th June 2026

Handy and easy

Handy when you’re in budget and very easy to be in control Reviewed on: 15th June 2026

Reliable

PayPal is good to relie on. PayPal support their customers financially. Reviewed on: 15th June 2026

Top of the pay pops

Very feel good experience totally safe complete peace of mind Reviewed on: 15th June 2026

Love it. So easy to use. 0% interest is great.

I use pay pal.credit to purchase higher value items as they often offer deals with retailers for extra money off and 0% interest for 3 years. Its great. Reviewed on: 15th June 2026

Excellent service, great customer services a joy

Excellent service, great customer services a joy Reviewed on: 15th June 2026

I always trust PayPal to make all my purchases online.

I always trust PayPal to make all my purchases online. It gives me a sense of safety with my money. Reviewed on: 15th June 2026

Good & easy to use, I use this for a...

Good & easy to use, I use this for a lot of purchases Reviewed on: 15th June 2026

Good all rounder

Good for bigger purchases to spread the cost. They keep you aware of when promotional offers are due to end. You can schedule payments. You can add to your Apple wallet to use in store. Reviewed on: 15th June 2026

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