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PayPal: PayPal Credit reviews

4.90
Based on 79,399 reviews, last reviewed 21st Apr 2026
2636900% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, trustworthy, very rare and issue after man... Reliable, trustworthy, very rare and issue after many years. Reviewed on: 21st April 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79399)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service , always there at the right time - alm...

5
Great service , always there at the right time - almost like having a personal business assistant helping at every step Reviewed on: 17th April 2026

Highly recomended

5
Quick setup, easy to use Many helpfull tools Reviewed on: 17th April 2026

Love it easy to you use, quick to set up...

5
Love it easy to you use, quick to set up and enjoy Reviewed on: 17th April 2026

I find it useful for transactions and buying on line

5
I find it useful for transactions and buying on line Reviewed on: 17th April 2026

Paypal has always delivered every time I require the...

5
Paypal has always delivered every time I require their services. Reviewed on: 17th April 2026

PayPal is very handy.

5
PayPal is very handy. They are offering a good service. I like the 0% for 4 months credit and offers extra days for pay it off without charging an interest. Good value for money. Reviewed on: 17th April 2026

I recently had a really positive experience using Pa...

5
I recently had a really positive experience using PayPal UK. The whole process felt smooth, secure, and surprisingly quick. Setting up payments and transferring money was straightforward, and I appreciated how intuitive the platform is to navigate—even for someone who isn’t particularly tech-savvy. What stood out most was the sense of security. Every transaction felt well-protected, and the notifications kept me informed at each step, which gave me real peace of mind. I also had a minor issue with a transaction, and the customer support team handled it efficiently and professionally, resolving everything much faster than I expected. Overall, PayPal UK made managing payments easy and stress-free. It’s a reliable service that I’d happily recommend to anyone looking for a convenient and secure way to handle their finances online. Reviewed on: 17th April 2026

Overall it’s easy and convenient to use.

3
Overall it’s easy and convenient to use. However, you cannot transfer PayPal credit balance to other providers. I think that’s a big downside. Reviewed on: 17th April 2026

Good servicr

5
Good service given every time I have contacted them Reviewed on: 17th April 2026

You get your money back if your scammed

5
You get your money back if your scammed Reviewed on: 17th April 2026