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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148930)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good transactions.

Very good transactions. Very good services.. and communication. Very happy with the service. Reviewed on: 20th June 2026

Generally very easy to access when I want to help cu...

Generally very easy to access when I want to help cut a larger purchase down and pay it back over time to help out. Reviewed on: 20th June 2026

Great experience with PayPal

Great experience with PayPal Credit, easy application, very straightforward access, easy to understand, always approachable. Reviewed on: 20th June 2026

Easy to use decent app, wish they had easier currenc...

Easy to use decent app, wish they had easier currency conversions Reviewed on: 20th June 2026

Good Service

Always been good service with no problems Reviewed on: 20th June 2026

All straights forward to use PayPal credit

All straights forward to use PayPal credit Reviewed on: 20th June 2026

I use PayPal credit regularly.

I use PayPal credit regularly as it offers 4 months interest free options Reviewed on: 20th June 2026

PayPal is a trusted platform for purchasing

PayPal is a trusted platform for purchasing and offers Great interest free credit. When I have contacted Customer Services, they have always been quick to respond and have resolved any issues or queries Reviewed on: 20th June 2026

Excellent

As I'm disabled I find shopping using PayPal easier and safer Reviewed on: 20th June 2026

Great app and providers

Easy to use app always clear and understanding and up to date Reviewed on: 20th June 2026

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