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PayPal: PayPal Credit reviews

4.90
Based on 81,649 reviews, last reviewed 22nd Apr 2026
2846500% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind Secure knowing refunds are easy to claim and support from customer service are easy to contact Reviewed on: 22nd April 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81649)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent service

5
Easy to use, graphic user interface friendly. Reviewed on: 18th April 2026

Convenient and easy to use.

4
Convenient and easy to use. Handy . credit and no apr if paid monthly. Reviewed on: 18th April 2026

Excellent with a capital E

5
My whole experience since day 1 with paypal has been excellent Reviewed on: 18th April 2026

Really trusted brand!

5
Really trusted brand, easy online app to manage statements and payments. Well recognised brand and can be used at most online stores. Love the pay in 3 and also the 4 months interest free over £99. Some offers on 12 months interest free too which are great for larger purchases. Lots you can do on PayPal now; pooling for collections and paying friends and family and it feels safe to do it. Love the addition of the credit card that can be used physically or digitally in a shop now Reviewed on: 18th April 2026

When reporting a scam it took numerous phone calls a...

5
When reporting a scam it took numerous phone calls and countless repeating the issue sending proof Reviewed on: 18th April 2026

HAPPY esse of use

5
Just so easy to navigate user friendly excellent great to use everything straight forward Reviewed on: 18th April 2026

Very simple to use.

5
Very simple to use. its staight forward and you see everything in one place. Reviewed on: 18th April 2026

Really easy to use and great to be apart off

5
Really easy to use and great to be apart off Reviewed on: 18th April 2026

Paypal is invaluable.

5
I have used Paypal for many years and have found it invaluable in the way I use either payments or 0% credit. The flexibility of the service allows me to pick and choose the most cost advantageous method of paying for services or goods. Reviewed on: 18th April 2026

Spot on..

5
I use it regularly and find it convenient and first class with the buyer protection process. Reviewed on: 18th April 2026

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