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PayPal: PayPal Credit reviews

4.90
Based on 83,361 reviews, last reviewed 23rd Apr 2026
3003300% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to manage with the app. Easy to manage with the app. More convenient to pay online. Reviewed on: 23rd April 2026
Matthew's avatar
Matthew

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83361)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and fast to use with a clear and intuitive inte...

5
Easy and fast to use with a clear and intuitive interface Reviewed on: 19th April 2026

When All closed PayPal open

5
Helping with credit in hard time. Reviewed on: 19th April 2026

Love PayPal and ease of use.

5
Love PayPal and ease of use. Use it daily so handy for sending money Reviewed on: 19th April 2026

Great service

4
Great service must have an account Reviewed on: 19th April 2026

It helps me buy things I would have to save...

5
It helps me buy things I would have to save for Reviewed on: 19th April 2026

Great customer service always suppportive and super...

5
Great customer service always suppportive and super helpful Reviewed on: 19th April 2026

Pay is far then using a credit card

5
Pay is far then using a credit card Reviewed on: 19th April 2026

Very easy and easily customised to personal financia...

5
Very easy and easily customised to personal financial needs Reviewed on: 19th April 2026

Honest and fair.

5
PayPal will always send reminders of upcoming payments and if a payment is missed or delayed there is only a minimal fee to pay Reviewed on: 19th April 2026

So quick and easy!

5
I like PayPal because it makes sending money incredibly simple. There’s no faffing about with logging into online banking, typing in long account numbers, or waiting for security codes. You just open the app, tap the person’s name, and the payment is done in seconds. It feels instant, convenient, and hassle‑free — exactly what you want when you’re just trying to pay someone quickly without turning it into a whole task.! Reviewed on: 19th April 2026