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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,423 reviews, last reviewed 21st Apr 2026
2639300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, no fees on transfers and the new PayPal... Easy to use, no fees on transfers and the new PayPal card is useful. Transferring money to friends is easy and Paypal gives you piece of mind when you... Read more Reviewed on: 21st April 2026
David C's avatar
David C

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
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Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79423)

I've never had an issue.

5
I've never had an issue. I love the points that you get Reviewed on: 17th April 2026
Elizabeth Ann Baldwin's avatar
Elizabeth Ann Baldwin

Is PayPal all we need?

5
Easy to use, fast payment, allows me to track easily Reviewed on: 17th April 2026
Mark E's avatar
Mark E

Always easy to use and also you can have a card hand...

5
Always easy to use and also you can have a card handy as well Reviewed on: 17th April 2026
Mark m's avatar
Mark m

It’s really helped me mange my money and get credit...

5
It’s really helped me mange my money and get credit Reviewed on: 17th April 2026
Gary's avatar
Gary

Great service , always there at the right time - alm...

5
Great service , always there at the right time - almost like having a personal business assistant helping at every step Reviewed on: 17th April 2026
David M's avatar
David M

Highly recomended

5
Quick setup, easy to use Many helpfull tools Reviewed on: 17th April 2026
vytas's avatar
vytas

Love it easy to you use, quick to set up...

5
Love it easy to you use, quick to set up and enjoy Reviewed on: 17th April 2026
Natasha h's avatar
Natasha h

I find it useful for transactions and buying on line

5
I find it useful for transactions and buying on line Reviewed on: 17th April 2026
Adrian Talbot 's avatar
Adrian Talbot

Paypal has always delivered every time I require the...

5
Paypal has always delivered every time I require their services. Reviewed on: 17th April 2026
Matthew K's avatar
Matthew K

PayPal is very handy.

5
PayPal is very handy. They are offering a good service. I like the 0% for 4 months credit and offers extra days for pay it off without charging an interest. Good value for money. Reviewed on: 17th April 2026
Tam's avatar
Tam

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