Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145696)

I always feel safe using PayPal when im shopping online

5
I always feel safe using PayPal when im shopping online Reviewed on: 15th June 2026

A great reliable safe and secure service giving you...

5
A great reliable safe and secure service giving you peace of mind with every use. Customer service second to none. Reviewed on: 15th June 2026

Everything is OK just wish there was a quick way to...

5
Everything is OK just wish there was a quick way to pay there and then Reviewed on: 15th June 2026

PayPal credit is a great way of splitting bigger pur...

5
PayPal credit is a great way of splitting bigger purchases without the need to pay the interest. Reviewed on: 15th June 2026

Easy to use outstanding customers service

5
Easy to use outstanding customers service Reviewed on: 15th June 2026

If I’ve ever had any issues I’ve always been assiste...

5
If I’ve ever had any issues I’ve always been assisted in the best way. Thank you Reviewed on: 15th June 2026

Good to deal with and sorts out any problems

5
Good to deal with and sorts out any problems Reviewed on: 15th June 2026

Good service fast checking and on time for received...

5
Good service fast checking and on time for received money Reviewed on: 15th June 2026

Helpful to have

5
Not much at the moment but have been helpful in the past Reviewed on: 15th June 2026

Just perfect I love PayPal just amazing

5
Just perfect I love PayPal just amazing Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77219 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products