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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148817 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148817)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Using Paypal credit means I have had more time to pa...

Using Paypal credit means I have had more time to pay items off which is a massive bonus! Reviewed on: 20th June 2026

Easy, safe to use.

Easy, safe to use. I use PayPal for most of my transactions. I love it. Reviewed on: 20th June 2026

Freedom with my money

Freedom to make minimum payments if that’s all I can afford. Upto 4 months interest free on purchases. Works for me Reviewed on: 20th June 2026

Easy to use and manage - love the schedule payment a...

Easy to use and manage - love the schedule payment as well Reviewed on: 20th June 2026

No problem thank you I’ve been with them for years G...

No problem thank you I’ve been with them for years Great Reviewed on: 20th June 2026

Easy to use and easy to understand

Easy to use and easy to understand Reviewed on: 20th June 2026

Knowledge my account is secure

Using PayPal gives me confidence my account is secure and my money is safe. Easy to use website with all activity available to view. Handy tool to spread the cost. Reviewed on: 20th June 2026

Paypal survey

Paypal is very user friendly especially pay in 3 and PayPal credit.Having debit cards all ready to go and not have to put in long numbers etc is very convenient. Reviewed on: 20th June 2026

PayPal credit is a quick and easy way to make payments

PayPal credit is a quick and easy way to make payments and be able to pay later when making a purchase. It’s easier than using an everyday credit card as you can just select the option when you log in and are not having to remember card or security numbers. It’s easy to see what you owe and when all in one place in the app Reviewed on: 20th June 2026

I am using it from long time and the paylater is bes...

I am using it from long time and the paylater is best option to buy phones and that to with no intrest on for ling term. Reviewed on: 20th June 2026

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