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PayPal: PayPal Credit reviews

4.90
Based on 79,521 reviews, last reviewed 21st Apr 2026
2648500% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Satisfied customer with the various financie options Satisfied customer with the various financie options Reviewed on: 21st April 2026
Sunday 's avatar
Sunday

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79522)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Live the pay in 3, love paypal credit, so...

5
Live the pay in 3, love paypal credit, so easy to use Reviewed on: 17th April 2026

Brilliant service.

5
Brilliant service brilliant credit service love the 4 month free interest. Reviewed on: 17th April 2026

Great service

5
I have always found it easy to get through if ever I have needed customer service. Staff have always been polite, attentative and helpful with any query. PayPal credit was straightforward to set up and is easy to manage spending. The PayPal app assists in keeping control. Reviewed on: 17th April 2026

Using PayPal to me I know my money is safe easy to a...

5
Using PayPal to me I know my money is safe easy to access and easy to pay with. No worries. Any problems help services there with strong support. I have told my family and friends to open a PayPal account. To me it’s the safest way to pay your bills. Reviewed on: 17th April 2026

PayPal excellent service provider

5
Have had a number of occasions of dodgy sellers via internet and PayPal has recovered my money each time with little to no hassle. Multiple purchase options available including low and no interest payment options Reviewed on: 17th April 2026

Excellent

5
Very useful for spreading the cost of more expensive purchases and easy integration with retailers online. Reviewed on: 17th April 2026

Very good

4
Very happy with service, would recommend Reviewed on: 17th April 2026

Excellent experience it’s was my first time to use P...

5
Excellent experience it’s was my first time to use PayPal very satisfied Reviewed on: 17th April 2026

Great for buying things online and pay in 3 is good...

5
Great for buying things online and pay in 3 is good if your on a budget, can be used with a lot of retailers and the PayPal + card is good aswell for using in shops.PayPal is easy to use and manage your finances. Reviewed on: 17th April 2026

PayPal credit

5
Brilliant way to pay something off gradually Reviewed on: 17th April 2026