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PayPal: PayPal Credit reviews

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4.90
Based on 79,496 reviews, last reviewed 21st Apr 2026
2646000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal dispute resolution service is great. PayPal dispute resolution service is great. I had an issue with cancelling a subscription service and PayPal helped me to fix it. Reviewed on: 21st April 2026
Alun's avatar
Alun

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
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Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79496)

A great service.

5
A great service. Very clear and efficient. Good communications as well so you feel you’re being kept updated on everything that is going on. Their mobile technology is really easy to use and very user friendly. Reviewed on: 17th April 2026
CDB's avatar
CDB

Perfect for my life style credit when I need itnxxxx...

5
Perfect for my life style credit when I need itnxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxccxcxccccccccccccxxccdddddddffddddddffddffffdddkdkdkjddj eeeeedddrrrrrrerrrrewkeiriwkdfiesiei Reviewed on: 17th April 2026
David m's avatar
David m

Loving my PayPal more each day

5
I use PayPal often and now enjoy PayPal credit for any big items nowing I can pay off over 3 months with no further interest is also great. PayPal also tracks all my deliveries. Reviewed on: 17th April 2026
Karen M's avatar
Karen M

Easy and trouble free experience

5
Easy and trouble free experience Reviewed on: 17th April 2026
ceebkay's avatar
ceebkay

Good experience easy to use understand.

5
Good experience easy to use understand. Paypal credit is also good Reviewed on: 17th April 2026
Anonymous's avatar
Anonymous

I have been with PayPal for over 15 years, never had...

5
I have been with PayPal for over 15 years, never had a problem, always been there when I needed it. Reviewed on: 17th April 2026
Derek D's avatar
Derek D

I like to use PayPal Credit.

4
I like to use PayPal Credit for items a little high in price that I cannot pay in full. It allows me to spread the cost over a few months. Reviewed on: 17th April 2026
Annette's avatar
Annette

Good credit limit, easy to use and manage, good inte...

5
Good credit limit, easy to use and manage, good interest free deals on purchases. Consistent. Reviewed on: 17th April 2026
Kim B's avatar
Kim B

Seamless Credit options

5
PayPal credit gives seamless options for paying at checkout. I use both the credit option and the pay in 3 options. As a long time customer, the verification process is always quick and easy. I also like that I know what I owe, and when I owe it easily especially Reviewed on: 17th April 2026
YO's avatar
YO

Any problems with buyer solve quicker

5
Any problems with buyer solve quicker Reviewed on: 17th April 2026
Satnam S's avatar
Satnam S

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