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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145681 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145682)

Very helpful good to have paypal

Very helpful good to have everyone Reviewed on: 15th June 2026

The payment options for more expensive items are fan...

The payment options for more expensive items are fantastic in helping spread costs without incurring interest. Reviewed on: 15th June 2026

Smooth service, easy application

Smooth service, easy application Reviewed on: 15th June 2026

Paypal is best credit app so helpful .

Paypal is best credit app so helpful .. they protect from scams and all if someone got scammed they help with their best work . I have account with paypal more than 10 years I am so happy they made my life easy to book air tickets and holidays and normal everdays shopping too thanks paypal team Reviewed on: 15th June 2026

Hassle free credit experience, with all the benefits

Hassle free credit experience, with all the benefits Reviewed on: 15th June 2026

Forever Happy

Happy with everything . Always able to contact someone if you need help and get it resolved Reviewed on: 15th June 2026

I found PayPal excellent for buying power tools, as...

I found PayPal excellent for buying power tools, as you can break down the payments into three to ease the burden Reviewed on: 15th June 2026

Very easy to use, always my go to payment method.

Very easy to use, always my go to payment method. Great app Reviewed on: 15th June 2026

3 months to pay.

Very easy to use. Instant decisions. Interest free for 3 months, then a competitive interest rate. Reviewed on: 15th June 2026

Using pay pal is very convenient ,, haven’t used the...

Using pay pal is very convenient ,, haven’t used the card yet but think this a good idea , easy to transfer money etc , very good on paying back can add more or less Reviewed on: 15th June 2026

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