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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145677 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145677)

Very confusing to operate, the date on which pre sch...

Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of the balance it doesn’t leave the account for days Reviewed on: 15th June 2026

Top rate great service always thier when you need them

Top rate great service always thier when you need them Reviewed on: 15th June 2026

Overall experience is good, excellent

Overall experience is good, excellent Reviewed on: 15th June 2026

Loved it, hassle free, easy to use

Loved it, hassle free, easy to use Reviewed on: 15th June 2026

Very good and its easy to use to purchasing items on...

Very good and its easy to use to purchasing items online Reviewed on: 15th June 2026

Easy to used and safe in spending ur money

Easy to used and safe in spending ur money Reviewed on: 15th June 2026

Not had any real interaction, but the payment remind...

Not had any real interaction, but the payment reminders are VERY useful. Direct Debit not practical, as I get paid on a 4-weekly basis and am very scatterbrained, so I sometimes forget! The reminders are very good. Reviewed on: 15th June 2026

Easy , quick and secure payments for online purchases.

Easy , quick and secure payments for online purchases. Reviewed on: 15th June 2026

Great service.

Great service. Feel safe to use for years. Reviewed on: 15th June 2026

I have used paypal for years and find it easy and co...

I have used paypal for years and find it easy and convenient for paying for things on line.I tend to use the pay in 3 quite a bit but also use the credit and pay instantly Reviewed on: 15th June 2026

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