Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81991 reviews)

View other PayPal products

4.90

Based on 81,991 reviews, last reviewed 22nd Apr 2026

2878300% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Customer Care Good in supporting so fast and very good in giving the chance to buy through instalments Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81991)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Never had an issue.

Never had an issue. So nothing to complain about. Reviewed on: 18th April 2026

I feel safe using PayPal, a very secure and trusted...

I feel safe using PayPal, a very secure and trusted way to make my purchases and knowing I am covered should there be an issue. I have using PayPal for a long time and use it as a payment method as much as is allowed on various websites or online shops. Reviewed on: 18th April 2026

First Class Customer Experience

PayPal put customers first and provide a first class customer experience. I trust PayPal Reviewed on: 18th April 2026

It's great for buying items when funds are low

It's great for buying items when funds are low Reviewed on: 18th April 2026

No problems always been fine been able to spend on i...

No problems always been fine been able to spend on it ok and payments have gone through fine Reviewed on: 18th April 2026

User Friendly service

PayPal is a reliable and user friendly platform for online payments, offering quick transactions and strong buyer protection. However, occasional delays in processing and inconsistent customer support can be frustrating. Overall, it’s a trusted choice for shopping online, but there’s room for improvement especially in the speed of paypal credit transactions Reviewed on: 18th April 2026

Too easy...

Easy to see your payments both past and future, many different payment options Reviewed on: 18th April 2026

I like use this app for mt online payments

I like use this app for mt online payments Reviewed on: 18th April 2026

Really quick decision.

Really quick decision. Best finance company I've ever used. Reviewed on: 18th April 2026

Very easy to use and good support

Very easy to use and good support Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37559 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub