Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148809 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to use.

Really easy to use. Always available to help if funds are low with pay in 3 or Paypal credit Reviewed on: 20th June 2026

Always good experience.

Always good experience. I like the payment options Reviewed on: 20th June 2026

Good product

This is such a good way to purchase those necessary things that take quite a big chunk out of my income, paypal credit gives me more time to pay without interest. I Reviewed on: 20th June 2026

Simple to access always transparent about fees etc.

Always simple to apply with very clear APRs. amazing value for money very often with 0% for 4 months on new purchases. Reviewed on: 20th June 2026

Convenient, straight forward, and easy to use

Convenient, straight forward, and easy to use Reviewed on: 20th June 2026

Great Financial Service.

Pay Pal have always been so helpful and I am always satisfied with their service.If a problem arises they are quick to resolve the problem.Well done Pay Pal and Thank you. Reviewed on: 20th June 2026

Always easy to use and secure!

Always easy to use and secure! Any problems they are easily contactable and knowledgeable Reviewed on: 20th June 2026

Really helpful when purchasing larger items or holiday.

Really helpful when purchasing larger items or holiday. 4months interest free with a easy direct debit setup Reviewed on: 20th June 2026

Absolutely love PayPal

Absolutely love PayPal so convenient Reviewed on: 20th June 2026

I have had no problems so far with PayPal credit.

I have had no problems so far with PayPal credit. The only issue I have had is currently on going. I need to know how I can add extra details to a case though, its not easy to navigate through it. But that's a website issue I think. Reviewed on: 20th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79764 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub