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PayPal: PayPal Credit reviews

4.90
Based on 83,527 reviews, last reviewed 24th Apr 2026
3018300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant app The PayPal app makes everything so streamlined and easy to use. Reviewed on: 24th April 2026
Shamim A's avatar
Shamim A

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83527)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Have been using Paypal for years!

5
Have been using Paypal for years! Paypal has been great for peace of mind and in terms of quality customer service. Getting your money back was a bliss. Reviewed on: 19th April 2026

Excellent customer care and support

5
Excellent customer care and support Reviewed on: 19th April 2026

Good credit, sign up received money, easy to navigat...

5
Good credit, sign up received money, easy to navigate app Reviewed on: 19th April 2026

I would love to see pay pal credit for longer, like...

4
I would love to see pay pal credit for longer, like 6-12 months instead of only 4 months. Reviewed on: 19th April 2026

Nice service and good customer service

5
Nice service and good customer service Reviewed on: 19th April 2026

It really helped me when I needed it.

5
It really helped me when I needed it. Reviewed on: 19th April 2026

Excellent service

5
Excellent service and easy to sort out any complications with refunds or if something goes wrong Reviewed on: 19th April 2026

Easy to use and understand.

4
Easy to use and understand. Good option to spread payments at low cost Reviewed on: 19th April 2026

I’m very happy with them so far.

5
I’m very happy with them so far. They seem fresh and new, but reliable. It seems quite easy to get things done with them, and I’m stopping using my previous favourite card in favour of using the PayPal card. Reviewed on: 19th April 2026

Great service and product but not always well commun...

4
Great service and product but not always well communicated and hard to sometimes find exact details Reviewed on: 19th April 2026