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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145685 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145685)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use, always my go to payment method.

Very easy to use, always my go to payment method. Great app Reviewed on: 15th June 2026

3 months to pay.

Very easy to use. Instant decisions. Interest free for 3 months, then a competitive interest rate. Reviewed on: 15th June 2026

Using pay pal is very convenient ,, haven’t used the...

Using pay pal is very convenient ,, haven’t used the card yet but think this a good idea , easy to transfer money etc , very good on paying back can add more or less Reviewed on: 15th June 2026

Mostly, great! Mostly...

All of the straight forward things you want to do are very straight forward. A bit of a search and away you go. But every now and then, you need something a tad more complex and it can take a bit of a faff to sort out. Reviewed on: 15th June 2026

Using pay pay for payment online shopping is easy an...

Using pay pay for payment online shopping is easy and you have a lot of option how to pay, its friendly and trusted. Reviewed on: 15th June 2026

Easy to use app and excellent customer service.

Easy to use app and excellent customer service. Reviewed on: 15th June 2026

Must have!

I never buy anything from a company that does not accept PayPal. The security with using PP is excellent. Reviewed on: 15th June 2026

Great service and very efficient

Great service and very efficient Reviewed on: 15th June 2026

Very confusing to operate, the date on which pre sch...

Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of the balance it doesn’t leave the account for days Reviewed on: 15th June 2026

Top rate great service always thier when you need them

Top rate great service always thier when you need them Reviewed on: 15th June 2026

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