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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82217 reviews)

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4.90

Based on 82,217 reviews, last reviewed 22nd Apr 2026

2898800% increase in 5 star reviews

in the past 90 days

8700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

paypal credit is helping my dreams come true it allows me to make purchases when money is tight right before payday. it also allows me to improve my credit score. having this credit allows me to ... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82217)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I was short of money at the end of the month but wit...

I was short of money at the end of the month but with PayPal it helped me get through thanks a lot. Reviewed on: 19th April 2026

Able to spread payment over 3 to 6 months without pa...

Able to spread payment over 3 to 6 months without paying interest. Reviewed on: 19th April 2026

Been using PayPal for a long time recently decided t...

Been using PayPal for a long time recently decided to credit my phone and got 0% interest and happy i was valued Reviewed on: 19th April 2026

Am having a great experience with PayPal credit, im...

Am having a great experience with PayPal credit, im well informed, customer services are excellent and very professional, am updated with everything, communication is easy, im confident using PayPal credit, no hidden information. Reviewed on: 19th April 2026

It's easy efficient and always a quick response to e...

It's easy efficient and always a quick response to every thing and it does exactly what it says on the tin Reviewed on: 19th April 2026

Excellent experience, pay pal helps me a lot

Excellent experience, pay pal helps me a lot Reviewed on: 19th April 2026

Exceptional Financial Company

I feel secure having PayPal as a payment option at checkout. With PayPal offering their Pay in 3s option, this has enabled me to purchase many times and spread the cost. Overall PayPal is the most trusted and reliable payment option I have ever experienced. Also you can feel secure when paying knowing if there are any disputes regarding any purchases from the merchant,you can open a resolution case. Reviewed on: 19th April 2026

Always easy to access and use in App

Always easy to access and use in App Reviewed on: 19th April 2026

Makes life PayPal easy

Very happy with PayPal, you can see all transactions and you know exactly where you are. , Makes life PayPal easy Reviewed on: 19th April 2026

Good job

It very easy to achieve and very good process Reviewed on: 19th April 2026

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