Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 79,982 reviews, last reviewed 21st Apr 2026
2691000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and quick payments. Easy and quick payments. Letting you know when dispatched and when out for delivery with time slot. Reviewed on: 21st April 2026
David R's avatar
David R

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79982)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service.

5
Great service. Great payment options, helps you to buy things when you want them. Love it Reviewed on: 17th April 2026

Cannot live without it.

5
Cannot live without it. Very handy ,ease of use , good rates and good ways to repay . Reviewed on: 17th April 2026

Easy to use, convenient and often offers a quicker c...

4
Easy to use, convenient and often offers a quicker choice Reviewed on: 17th April 2026

Safe, simple, and accepted almost everywhere.

5
Safe, simple, and accepted almost everywhere. Reviewed on: 17th April 2026

Good experience, good customer service

4
Good experience, good customer service Reviewed on: 17th April 2026

Paypal has great deals via payplan plus and its easy...

5
Paypal has great deals via payplan plus and its easy to use. Reviewed on: 17th April 2026

Always money there if needed , straight forward to u...

5
Always money there if needed , straight forward to use and accepted worldwide Reviewed on: 17th April 2026

Great Through The Years

5
Paypal has been great all these years. They have been easy to use and have not given me problems whatsoever. They have been very reliable in terms of offering me credit and a platform for me to pay online transactions. Reviewed on: 17th April 2026

It's easy and reliable and safe to use

5
It's easy and reliable and safe to use Reviewed on: 17th April 2026

I’ve been using PayPal for years, and it just keeps...

5
I’ve been using PayPal for years, and it just keeps getting better. The three-installment payment option, seamless credit card features, and—best of all—the reward points earned with every transaction make it easily one of the best platforms out there. Reviewed on: 17th April 2026