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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148783)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit is excellent.

5
PayPal credit is excellent. Their rates are low and they allow you to pay back what you can when you can. Reviewed on: 20th June 2026

The easy option to pay

5
Use it regularly and it’s such a good and easy option to pay Reviewed on: 20th June 2026

Just an excellent company and great customer service...

5
Just an excellent company and great customer service sills Reviewed on: 20th June 2026

Easy to track balances, monitor spend and and adjust...

5
Easy to track balances, monitor spend and and adjust payments. Reviewed on: 20th June 2026

Never issues and straight forward

5
Never issues and straight forward Reviewed on: 20th June 2026

PayPal is one of the best and most trustworthy onlin...

5
PayPal is one of the best and most trustworthy online banking services and also the fastest way to receive money from friends and family members Reviewed on: 20th June 2026

Whenever I have a problem with a purchase I know it’...

5
Whenever I have a problem with a purchase I know it’s going to be resolved Reviewed on: 20th June 2026

Excellent service

5
I have always trusted paypal with most online transactions over the years . Have had no issues with refunds and I have recieved great service from their dedicated customer services. The best all the time Reviewed on: 20th June 2026

I cannot emphasise more with the way customer servic...

5
I cannot emphasise more with the way customer service is on point to deal with any query that need to be rectified, I am happy to contact Paypal customer service at any time for help. Reviewed on: 20th June 2026

Easy service - good customer service

5
Easy service - good customer service Reviewed on: 20th June 2026

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