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PayPal: PayPal Credit reviews

4.90
Based on 83,917 reviews, last reviewed 24th Apr 2026
3054700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth so far. Never had any issues! Smooth so far and I've not had any issues. Reviewed on: 24th April 2026
KS's avatar
KS

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83917)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always there when I needed them with a problem.

5
Always there when I needed them with a problem. Reviewed on: 20th April 2026

I have had a very good experience

4
I have had a very good experience in all my dealings with PayPal Reviewed on: 20th April 2026

Always positive, I get help with all my enquiries, v...

5
Always positive, I get help with all my enquiries, very quick and easy. Reviewed on: 20th April 2026

easy to use, always at hand, trustworthy, hassle-fre...

5
easy to use, always at hand, trustworthy, hassle-free, additional benefits, Reviewed on: 20th April 2026

Easy to use and much better than a payday loan, simp...

5
Easy to use and much better than a payday loan, simple to use at checkout where PayPal is accepted, or if you opt for the credit card you can use anywhere MasterCard is accepted Reviewed on: 20th April 2026

So far, I’ve always had a great experience with PayPal.

5
So far, I’ve always had a great experience with PayPal. I accidentally missed a couple of payments by a day over the years and the team was so kind to cancel the charges. Also, any issues with eBay sellers were always resolved. Thank you Reviewed on: 20th April 2026

Really reliable, a company that treats people like t...

5
Really reliable, a company that treats people like they are human, they are a company that has real value and they have a good reputation. Reviewed on: 20th April 2026

Excellent service

5
Excellent service , any queries that I have I can phone up and I will be greeted with the up most respect and my problem will be resolved in no time Reviewed on: 20th April 2026

Safer and More Flexible Spending

5
I don’t like credit cards with separate accounts and have used PayPal for years. It helps me manage my finances, spread out purchases I couldn’t afford all at once, and quickly resolve issues like unshipped orders, giving me extra reassurance that my money is protected. Reviewed on: 20th April 2026

When ever i need, paypal is there to support me.

5
When ever i need, paypal is there to support me. Reviewed on: 20th April 2026