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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148689 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148689)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and approved quickly.

Very easy to use and approved quickly. Reviewed on: 19th June 2026

Good customer services and fast payment

Good customer services and fast payment Reviewed on: 19th June 2026

I have had great experience with PayPal

I have had great experience with PayPal Reviewed on: 19th June 2026

Excellent

Excellent credit card, so easy to use. Reviewed on: 19th June 2026

Perfect so far.

Perfect so far. Easy to access and user friendly app Reviewed on: 19th June 2026

An app you can trust regarding money

An app you can trust regarding money Reviewed on: 19th June 2026

I’ve got PayPal credit or pay in 3 if I need to spre...

I’ve got PayPal credit or pay in 3 if I need to spread the cost. It’s easy with the app to pay, and pay it back Reviewed on: 19th June 2026

Used many times, paying off purchases in adequate ti...

Used many times, paying off purchases in adequate time in the loan conditions means saving interest Reviewed on: 19th June 2026

Have transferred money from PayPal numerous times an...

Have transferred money from PayPal numerous times and the transfer is so quick it is unbelievable also the website page is extremely easy to navigate so is one of the best websites I have ever used keep it going. Reviewed on: 19th June 2026

Nice and easy application process.

Nice and easy application process. Reviewed on: 19th June 2026

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