Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 80,476 reviews, last reviewed 21st Apr 2026
2737100% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing not to like. Nothing not to like. I can spread my cost over 4 months interest free Reviewed on: 21st April 2026
Victoria m's avatar
Victoria m

Latest lowest rating:

1

Customer service is not active and you will need to... Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026
Tauseef's avatar
Tauseef

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80476)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

At a time that I didn't know if I could or should ge...

5
At a time that I didn't know if I could or should get a credit card, PayPal Credit came to the rescue. I have used it multiple times and it's been a "life safer" for large purchases that I would otherwise wouldn't be able to afford at the time. Reviewed on: 17th April 2026

The people in the call centre are always helpful and...

5
The people in the call centre are always helpful and kind Reviewed on: 17th April 2026

It is such a great idea to enable spend to be d as r...

5
It is such a great idea to enable spend to be d as read interest free over 4 months and encourages large spends guilt free Reviewed on: 17th April 2026

A good way to pay and easy to use

5
Good and easy to use Very convenient Reviewed on: 17th April 2026

I have found PayPal very easy to use and it offers a...

5
I have found PayPal very easy to use and it offers a good customer protection. Reviewed on: 17th April 2026

Best experience, i strongly recommend to to all my f...

5
Best experience, i strongly recommend to to all my friends Reviewed on: 17th April 2026

Great service and wonderful way of payments

5
Great service and wonderful way of payments Reviewed on: 17th April 2026

A great provider for all your moves needs

5
Usually a stress free experience but on the rare occasions help is needed customer service is excellent making it first choice every time. Reviewed on: 17th April 2026

PayPal is a reliable and convenient platform for onl...

5
PayPal is a reliable and convenient platform for online payments. Transactions are quick, security is strong, and buyer protection adds peace of mind. Fees can be a bit high, but overall it’s easy to use and widely accepted, making it a solid choice for everyday transfers. Reviewed on: 17th April 2026

Excellent at all times never have any problems.

5
Excellent at all times never have any problems. Reviewed on: 17th April 2026