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PayPal: PayPal Credit reviews

4.90
Based on 84,472 reviews, last reviewed 24th Apr 2026
3107100% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Find very useful. Find very useful to pay with then pay of balance. Reviewed on: 24th April 2026
Joy T's avatar
Joy T

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84472)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

100% reliability

5
Never a problem and first class service Reviewed on: 20th April 2026

Easy and practical

4
I find paypal credit to be easy to use and very practical. Particularily the 4 months intrest free period. The only complaint I have is that when I make a payment into the account it takes a few days before it is removed from my bank account. Reviewed on: 20th April 2026

Always helpful

5
Always very helpful with sorting out problems Reviewed on: 20th April 2026

Very good rates and repayment time

5
Very good rates and repayment time Reviewed on: 20th April 2026

User friendly app - really easy to use

5
User friendly app - really easy to use Reviewed on: 20th April 2026

Straight forward to use.

5
Straight forward to use. Can use on many websites Reviewed on: 20th April 2026

i found PayPal service very handy and helpful .

5
i found PayPal service very handy and helpful . and reliability and pay later option very good . thank u , Reviewed on: 20th April 2026

It's really handy being able to spread payments.

5
It's really handy being able to spread payments. It's very easy to pay off my balance. I like how seamless everything is. Reviewed on: 20th April 2026

It’s amazing for me last 6-7years good night using P...

5
It’s amazing for me last 6-7years good night using Paypal credit card Reviewed on: 20th April 2026

Paypal proves "Trustworthy financial security"

5
If I have had issues with vendor's in the past through PayPal payments, I have felt financially protected by their straight forward and visable approach too rectifying the situations. Reviewed on: 20th April 2026

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