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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148565 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148565)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fast and easy to use.

Fast and easy to use. Flexibility for payments Reviewed on: 19th June 2026

It excelente for, and use it mostly on my purchases.

It excelente for, and use it mostly on my purchases. Reviewed on: 19th June 2026

PayPal has changed the way I shop in the best way po...

PayPal has changed the way I shop in the best way possible. Access to real people easy payment terms and 0% interest all these things are priceless Reviewed on: 19th June 2026

I feelnsafe to do my transactions, also the 3 paymen...

I feelnsafe to do my transactions, also the 3 paymenta plan is really helpful Reviewed on: 19th June 2026

Easy to use, the offer is good, enough time to make...

Easy to use, the offer is good, enough time to make a payment Reviewed on: 19th June 2026

My Best Pal

There when I need it, I can rely on it, Reviewed on: 19th June 2026

I have been using PayPal for many years, and I can h...

I have been using PayPal for many years, and I can honestly say it is one of the most reliable and secure payment services available. The platform is incredibly easy to use, whether I’m sending money, shopping online, or managing transactions for everyday purchases. What I appreciate most is the high level of security and buyer protection, which gives me complete peace of mind when making purchases. Transactions are processed quickly, the mobile app is excellent, and customer support has always been helpful whenever I’ve needed assistance. PayPal has become an essential part of my daily life, making online payments fast, convenient, and safe. I highly recommend PayPal to anyone looking for a trusted payment platform. Thank you for consistently providing such an outstanding service! Reviewed on: 19th June 2026

Paypal Credit is great for purchases over £100

This is a good service. I use it for purchases over £100, as it gives me a promotional interest rate of 0% for 4 months, but I never delay to pay it back, so unlike other credit cards, I never pay interest. Reviewed on: 19th June 2026

not much to say ,never had a problem.

not much to say ,never had a problem. Reviewed on: 19th June 2026

Easy payment access, and reliable

Easy payment access, and reliable Reviewed on: 19th June 2026

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