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PayPal: PayPal Credit reviews

4.90
Based on 84,557 reviews, last reviewed 24th Apr 2026
3114700% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelent service I love using PayPal. It is easy to use for personal life and for business as well. I use almost daily PayPal and it is always easy to use anywhere I a... Read more Reviewed on: 24th April 2026
Elena D S's avatar
Elena D S

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84557)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is amazing!

5
PayPal is amazing! They always are available for transfer money and for financial support for those bigger purchases which overall is great! On top of that their customer services is top tier and are always willing to help in any situation going above and beyond to help their customers Reviewed on: 20th April 2026

Very helpful team.

5
Very helpful team. Always willing to help. Reviewed on: 20th April 2026

Always easy to use and easy to pay back

5
Always easy to use and easy to pay back Reviewed on: 20th April 2026

Easy for an OAP

5
So easy to use I feel it’s much better than a credit card, they seem to up and up your credit limit with no regards to your financial position Reviewed on: 20th April 2026

Paypal helps me run my finances.

5
The process of using Paypal has been a useful one. I have been able to orgainse financial payments and transactions the have helped be manage my money efficiently and effectively. Reviewed on: 20th April 2026

I just love it as i am using time yo...

5
I just love it as i am using time yo yime Reviewed on: 20th April 2026

Great service which I use again and again and again

5
Great service which I use again and again and again Reviewed on: 20th April 2026

A very useful card with the full protection of PayPa...

5
A very useful card with the full protection of PayPal which is valued Reviewed on: 20th April 2026

Paypal in 3 - Easy and Secure - Innovative way to pa...

5
Paypal in 3 - Easy and Secure - Innovative way to pay with Credit Reviewed on: 20th April 2026

The flexibility of PayPal

5
The flexibility to buy expensive gear with a four-month interest-free instalment plan or spread the cost over a year or two for a reasonable interest fee makes all financial stress manageable. Reviewed on: 20th April 2026