Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145636)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and good payment options

5
Easy to use and good payment options Reviewed on: 15th June 2026

Had no problems with PayPal, been using it for years.

5
Had no problems with PayPal, been using it for years.. As come in handy when I have been short of cash and needed something in a emergency.. Reviewed on: 15th June 2026

Excellent

5
Seamless experience. I will definitely recommend to others Reviewed on: 15th June 2026

They are always there when you need them great custo...

5
They are always there when you need them great customer services Reviewed on: 15th June 2026

Easy to use

5
Everything in one place and easy to use App Reviewed on: 15th June 2026

Great experience, safe a secure payments, and easy t...

5
Great experience, safe a secure payments, and easy to use, and widely accepted. Reviewed on: 15th June 2026

Great credit card

5
Good service and helps me budget better with payments. Reviewed on: 15th June 2026

I have had a very positive experience with PayPal Cr...

5
I have had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing my account has been simple and convenient. The payment options are flexible, and the online platform is easy to navigate. Customer support has been helpful whenever I needed assistance, and everything has worked smoothly. Overall, I am very satisfied with the service and would highly recommend PayPal Credit to anyone looking for a reliable and convenient credit solution. Reviewed on: 15th June 2026

PayPal is the safest and easiest way to shop

4
PayPal is the safest and easiest way to shop Reviewed on: 15th June 2026

A bit complicated

4
A bit complicated to set up everything, but when used couple of times all is good and understandable Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76937 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products