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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147975 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147975)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Tiptop service

Easy and convenient to use with great customer support when needed Reviewed on: 18th June 2026

Greatest feature is the 4 months 0% interest

Greatest feature is the 4 months 0% interest Reviewed on: 18th June 2026

Buying made easy

Made buy something expensive easy spread the cost rather than taking one big hiit you sread the cost Reviewed on: 18th June 2026

Easy to use & helpful

PayPal is easy to use & the options help me to make purchases more affordable, which is very useful when there's a bit too much month left at the end of your wages! I can manage my credit & repayments easily on the App too. Reviewed on: 18th June 2026

Flexibility

Its very flexible. Very easy to use and user friendly for everyone Reviewed on: 18th June 2026

It’s always been easily helpful and great to use the...

It’s always been easily helpful and great to use the credit to pay the credit. And find my way about the app Reviewed on: 18th June 2026

PayPal is a great thing to use, pay pal credit reall...

PayPal is a great thing to use, pay pal credit really helps me in time of need. Reviewed on: 18th June 2026

The best and easiest way to pay.

When used along with the PayPal credit card it makes paying for goods or services the best and easiest by far. Reviewed on: 18th June 2026

Easy, straight forward and excellent service!

I applied for a PayPal debit card at first and the process was really simple so I applied for a paypal credit/card a few later! The process online applying, the steps and information that had to be given were excellent and I got a decision straight away!! It was sooo easy and overall paypal credit is so straight forward and I would recommend it to anyone. Statements are clear, easy to see and read and reminders are given on several occasions which I find really helpful!! I am so happy with the service!! Reviewed on: 18th June 2026

Always friendly & very helpful always manage my quer...

Always friendly & very helpful always manage my queries promptly Reviewed on: 18th June 2026

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