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PayPal: PayPal Credit reviews

4.90
Based on 80,896 reviews, last reviewed 22nd Apr 2026
2776100% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Not bad not excellent Not bad could improve on somethings Reviewed on: 22nd April 2026
Victor 's avatar
Victor

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80896)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great secure easy

5
Great secure easy to use this review does not need to be longer! Reviewed on: 18th April 2026

Very good experience, customer service!

5
Very good experience, customer service! Reviewed on: 18th April 2026

Payments

5
Everything is fine, but there could be more payments that could be divided into four installments. Reviewed on: 18th April 2026

PayPal credit

5
Easy to use, love the app and able to find everything I need from there. Reviewed on: 18th April 2026

A PayPal Account is simply the best way to Pay

5
I only ever pay online with my very safe PayPal accounts which I have had for years. Reviewed on: 18th April 2026

Great customer service, wouldpaypalapphighlyrecommend.

5
Great customer service, wouldhighlyrecommend. Simple to use when buying online and feels very safe too, the app is so easy to use . Reviewed on: 18th April 2026

Never had a bad experience, good to have this servic...

5
Never had a bad experience, good to have this service when emergencies arise and know can use this service Reviewed on: 18th April 2026

Safest way to make payments and so easy to use...

5
Safest way to make payments and so easy to use Reviewed on: 18th April 2026

Love the ability to spread payments over several months

5
Love the ability to spread payments over several months Reviewed on: 18th April 2026

Everything just works.

5
Everything just works. Introduction of the card makes everything super easy as before you could only use it online. Reviewed on: 18th April 2026

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