Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 81,090 reviews, last reviewed 22nd Apr 2026
2794400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal gives confidence in secure payments. Always use PayPal for secure transactions to online purchases and any other indirect payments Reviewed on: 22nd April 2026
Ian Smith's avatar
Ian Smith

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81090)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's been easy to use and user friendly

4
It's been easy to use and user friendly Reviewed on: 18th April 2026

Everyday use

5
I use PayPal to pay for product but to also request money from friends and family when I have loaned money out. It’s a great easy service. Reviewed on: 18th April 2026

Very helpful

5
Very helpful, very descriptive, takes the hassle out of buying things and makes it faster, easy app to navigate Reviewed on: 18th April 2026

Amazing experience, with both the app and support.

5
Amazing experience, with both the app and support. Reviewed on: 18th April 2026

Confident

5
Always very friendly and skilled staff assist you therefore it makes you to use with confident Reviewed on: 18th April 2026

It’s easy and good for service .

4
It’s easy and good for service . Also helpful Reviewed on: 18th April 2026

Pay pal credit is a hassle free way to experience on...

5
Pay pal credit is a hassle free way to experience online purchases , with the added piece of mind that your purchases are covered by pay pal . It’s a flexible way to shop on line . Reviewed on: 18th April 2026

Good service

5
Fast, secure, and easy to use—great for everyday online payments. Reviewed on: 18th April 2026

I have been using PayPal and everything is smooth

5
I have been using PayPal and everything is smooth Reviewed on: 18th April 2026

I use PayPal for long time and is helping me a lot...

5
I use PayPal for long time and is helping me a lot as i can pay instalments and is very good for me i big recomanding PayPal Reviewed on: 18th April 2026