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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147889 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147889)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for several years now as it’s eas...

I have used PayPal for several years now as it’s easy and gives me peace of mind if something should go wrong ie scam purchase or something as I feel protected, also PayPal credit as I’ve been able to purchase larger value items and spread the cost, Reviewed on: 18th June 2026

Safe payment.

Safe payment. I don't have to worry about not getting what I paid for as PayPal contact the seller. Reviewed on: 18th June 2026

Handy at almost every check.

Handy at almost every check. Recent card addition to apple wallet too. Reviewed on: 18th June 2026

Great number 1

Good with quick and saved transactions Reviewed on: 18th June 2026

I have used it twice for holiday payments.

I have used it twice for holiday payments. Paid off within the 4 months interest free and would absolutely do it again. Easy to apply for, easy to understand and easy to contact customer service when needed. Reviewed on: 18th June 2026

Simple and easy to do.

Simple and easy to do. Also easy to pay off extra and see where you’re at Reviewed on: 18th June 2026

Fast and easy!

Fast and easy! Purchases and payments are a breeze, especially now you can add to Apple wallet. Never an issue using the app. Reviewed on: 18th June 2026

PAYPAL Credit is a flexible and manageable facility...

PAYPAL Credit is a flexible and manageable facility allowing purchases of planned and impuls items quickly and easily. Firmly recommended. Customer service is fantastic too. Reviewed on: 18th June 2026

Easy process, quick application and straightforward

Easy process, quick application and straightforward Reviewed on: 18th June 2026

Its the first "credit" service I ever used, and its...

Its the first "credit" service I ever used, and its still the main one I use, its so easy to use, easy to pay back and manage, it is my go to. They have helped me get money back from scams, it gives me alot more confidence when buying online Reviewed on: 18th June 2026

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