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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81427 reviews)

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4.90

Based on 81,427 reviews, last reviewed 22nd Apr 2026

2825700% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Use this for PayPal credit great when you can pay ba... Use this for PayPal credit great when you can pay back monthly Reviewed on: 22nd April 2026

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81427)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to get money within a minute

Easy to get money within a minute Reviewed on: 18th April 2026

best finance app.

best finance app. its also safe to use Reviewed on: 18th April 2026

Very good service helped me when

Very good service helped me when Reviewed on: 18th April 2026

Very helpful when needed, excellent customer service...

Very helpful when needed, excellent customer service and rates. Reviewed on: 18th April 2026

I have been with PayPal from last 10 years.

I have been with PayPal from last 10 years. Offers are very exciting. Specially pay in 3 and pay no interest for 4 months. Reviewed on: 18th April 2026

I have used PayPal for over 10 years, perfect

I have used PayPal for over 10 years with nothing but a positive experience. Customer service is great when you need help, lending rates are spot on and its a trusted way to send money online. Reviewed on: 18th April 2026

Very good, easy to access, can easily keep an eye on...

Very good, easy to access, can easily keep an eye on your balance and notifies to make payments Reviewed on: 18th April 2026

Safe and secure transactions.

Safe and secure transactions. Helpful Reviewed on: 18th April 2026

Reliable PayPal.

I have been with PayPal for over 20 years. Although it's not my main bank it's always been my main intrnet buying app. I have always thought they were reliable especially when we lived abroad in France for 8 years in 2009 and were able to use it for tranfering money. Reviewed on: 18th April 2026

Easy & useful

Always easy to use. Useful to be able to pay later. Reviewed on: 18th April 2026

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