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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147879 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147879)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love PayPal plus program

I love PayPal plus program where you can build up to rewards! Reviewed on: 18th June 2026

NA this is annoying I really don’t want to type anyt...

NA this is annoying I really don’t want to type anything Reviewed on: 18th June 2026

Was really good, quick and easy transactions.

Was really good, quick and easy transactions. Reviewed on: 18th June 2026

Convenient and secure!

Never had any problems with it and it’s very convenient to use. It’s more secure than most payment services which is very important for me. Reviewed on: 18th June 2026

Paypal review

Allows me to effectively manage my finances Reviewed on: 18th June 2026

In my opinion, PayPal is one of the best payment opt...

In my opinion, PayPal is one of the best payment options available. It is accepted by a vast number of online retailers and services worldwide, making it extremely convenient to use. At the same time, it provides an extra layer of protection through its buyer protection policies, giving users added security and peace of mind when making purchases. Reviewed on: 18th June 2026

Paypal credit allows me to budget and afford the fin...

Paypal credit allows me to budget and afford the finer things. Vinyl cds bluray dvds the app is informative and very easy to use. Lifesaver Reviewed on: 18th June 2026

Only Positive Experience

I’ve had a very positive experience with PayPal Credit. The application process was quick and straightforward, and I received a decision almost instantly. One of the biggest benefits is the flexibility it provides for larger purchases, especially with promotional financing offers that allow you to spread the cost over time. The online account management is easy to use, making it simple to track balances, payments, and upcoming due dates. Payments are processed smoothly, and I’ve found the customer service to be helpful whenever I’ve had questions. PayPal Credit has been a convenient way to manage purchases while maintaining cash flow, and the integration with PayPal makes checkout fast and secure. As long as you stay on top of payments and understand the terms of any promotional offers, it can be a very useful financial tool. Overall, I would recommend PayPal Credit to anyone looking for a flexible and reliable payment option. Reviewed on: 18th June 2026

Very good to work with easy to use and solve problems .

Very good to work with easy to use and solve problems .plenty of payment options. Very secure Reviewed on: 18th June 2026

Excellent option to pay for shopt

Excellent option to pay for shopt Reviewed on: 18th June 2026

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