Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85112 reviews)

View other PayPal products

4.90

Based on 85,112 reviews, last reviewed 25th Apr 2026

3166400% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very helpful polite customer service Very helpful polite customer service Reviewed on: 25th April 2026

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85112)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Reliable payment service with benefits

Reliable payment service with benefits Reviewed on: 20th April 2026

Very good, it’s easy to work with PayPal.

Very good, it’s easy to work with PayPal. I would recommend Reviewed on: 20th April 2026

It makes paying quicker- great.

It makes paying quicker- great. Pay in 3 is really useful way to spread payments. The app is easy to see and use, PayPal credit is great too Reviewed on: 20th April 2026

All good always does what i want

All good always does what i want Reviewed on: 20th April 2026

PayPal Credit

Easy to use. No fuss paying off balances . Reviewed on: 20th April 2026

Safe platform easy to use and simple to use

Safe platform easy to use and simple to use Reviewed on: 20th April 2026

Simple and efficient .

Very easy to use and clear on all options available. Reviewed on: 20th April 2026

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it’s been really useful when I’ve needed a bit of flexibility with payments. It’s especially helpful for bigger purchases, as it lets me spread the cost rather than paying everything upfront. Setting it up was straightforward, and once it’s linked to your PayPal account, it’s very easy to use. I like that I can keep track of everything in one place, and the payment reminders are helpful for staying organised. That said, you do need to be careful with it. The interest can add up quite quickly if you don’t pay things off within the interest-free period, so it’s important to stay on top of it. Overall, I’d say it’s a handy option to have, as long as you use it sensibly and keep an eye on repayments. Reviewed on: 20th April 2026

It's reliable and easy to use, good communication.

It's reliable and easy to use, good communication. Reviewed on: 20th April 2026

Paypal has always been great and whenever you call t...

Paypal has always been great and whenever you call them, they always answered your questions. Reviewed on: 20th April 2026

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Payments
from PayPal 4.92 from 3684 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub