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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147786 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147786)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent options available

Excellent options available for payment Reviewed on: 17th June 2026

Very positive.

PayPal has been very positive. The platform is easy to use, secure, and makes sending and receiving payments straightforward. Transactions are usually quick, and having everything in one place makes managing purchases and payments convenient Reviewed on: 17th June 2026

Easy and flawless service for quick transaction

Easy and flawless service for quick transaction Reviewed on: 17th June 2026

Theres nothing PayPal can’t do im very happy with th...

Theres nothing PayPal can’t do im very happy with the service provided they have gone above and beyond countless times Reviewed on: 17th June 2026

hustle free excellent service

Always hustle free excellent service Reviewed on: 17th June 2026

Just so easy and give a realistic time frame to pay...

Just so easy and give a realistic time frame to pay back. PayPal + is another great thing too. I’ve already earned £80 in points and spent those to only receive more points Reviewed on: 17th June 2026

PAYPAL CREDIT THE WAY FORWARD!

Paypal credit is a great way to spread the cost of items purchased with 0% interest. Plus they were excellent at repaying me when an item I purchased was never received as the company had gone into liquidation. Reviewed on: 17th June 2026

Very good and nice to have some time spare to...

Very good and nice to have some time spare to pay back Reviewed on: 17th June 2026

Easy and straightforward to set up and got 12 months...

Easy and straightforward to set up and got 12 months interest free. I got a new phone and I'm delighted. Reviewed on: 17th June 2026

Credit Help

Just help me purchase things and pay a gradually over a short period of time without any interest fantastic fantastic Reviewed on: 17th June 2026

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