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PayPal: PayPal Credit reviews

4.90
Based on 81,878 reviews, last reviewed 22nd Apr 2026
2867700% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its a fab way to ensure payments go through. Its a fab way to ensure payments go through. Fab to break down large payments into 3. Reviewed on: 22nd April 2026
p o 's avatar
p o

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81878)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

They are very helpful and respond quickly to enquiries

5
They are very helpful and respond quickly to enquiries Reviewed on: 18th April 2026

I love i can pay for holidays and on any site and ha...

5
I love i can pay for holidays and on any site and have a great limit Reviewed on: 18th April 2026

Best UX ever.

5
Best UX ever. The app is very smooth and the additional delivery tracking feature is a great addition Reviewed on: 18th April 2026

PayPal is your friend

5
PayPal is forever reliable and fair. I’d recommend to anyone! Reviewed on: 18th April 2026

Very easy to setup and easy to use and manage...

5
Very easy to setup and easy to use and manage Reviewed on: 18th April 2026

Ease of use, convenient, highly recommended.

5
Ease of use, convenient, highly recommended. Reviewed on: 18th April 2026

Easy to use, quick access to credit and ability to s...

5
Easy to use, quick access to credit and ability to split payments is really helpful Reviewed on: 18th April 2026

Always there to sort out problems.

5
Always there to sort out problems. Use PayPal every time I spend. You know your supported. Reviewed on: 18th April 2026

Its been very helpful for paying for things online

5
Its been very helpful for paying for things online Reviewed on: 18th April 2026

Reliable and Convenient Credit Solution

5
PayPal Credit has been a convenient and reliable service for managing my purchases. The application process was straightforward, and I appreciate the flexibility it offers with payments. It’s especially helpful for spreading the cost of larger purchases, and the platform is easy to navigate. Overall, a great option for anyone looking for a simple and accessible credit solution. Reviewed on: 18th April 2026

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