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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145494 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145495)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick and efficient.

Quick and efficient. Helpful and diligent. Reviewed on: 15th June 2026

Easy and Convenient Credit Service

I have had a positive experience with PayPal Credit. The application process was straightforward, and it is very convenient for making purchases and spreading payments over time. The online account management is easy to use, and I can clearly see my balance and payment dates. Overall, it has been a helpful financial tool, and I would recommend it to others looking for flexible payment options. Reviewed on: 15th June 2026

Excellent quality experience service with 100 % trus...

Excellent quality experience service with 100 % trust platform. I all ways pay with PayPal secure money to online shipping To describe your PayPal experience, the exact words depend on whether you are referring to the digital wallet app, the customer service, or your overall platform usage. Reviewed on: 15th June 2026

Zero interest credit

I have access to credit with zero interest which is amazing Reviewed on: 15th June 2026

Always sorted me and provided excellent customer ser...

Always sorted me and provided excellent customer service Reviewed on: 15th June 2026

Fantastic service

Easy to understand, quick and efficient Reviewed on: 15th June 2026

I've never had a bad experience.

I've never had a bad experience. Always been quick and efficient if I have had any problems with retailers or payment queries. Makes using PayPal to pay for goods and services easy and with peace of mind. Reviewed on: 15th June 2026

Very positive and easy to use.

Very positive and easy to use. I found thee application quick, it was easy to follow and each step was really clear. Promt service with the card delivery too Reviewed on: 15th June 2026

Great fast transactions in and out

Great fast transactions in and out Reviewed on: 15th June 2026

I value the ease of using PayPal and the security fe...

I value the ease of using PayPal and the security features within Reviewed on: 15th June 2026

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