Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85491 reviews)

View other PayPal products

4.90

Based on 85,491 reviews, last reviewed 25th Apr 2026

3201300% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very convenient and easy to manage. Very convenient and easy to manage. Reviewed on: 25th April 2026

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85491)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great services when ever I call customer service.

Great services when ever I call customer service. Get issues resolved at first call Reviewed on: 21st April 2026

Very easy to switch to pay pal from a item u want to...

Very easy to switch to pay pal from a item u want to pay for Reviewed on: 21st April 2026

Accepted almost everywhere!

I enjoy using PayPal. I can pay a lot of retailers by this method, and appreciate the fact I can help my cash flow by delaying payments by 30 days. For larger purchases, I especially like the feature where I can pay in 4 months with no interest incurred, this is invaluable to me. Reviewed on: 21st April 2026

It’s a good way to be discipline on the way that you...

It’s a good way to be discipline on the way that you spend money, and adjust your savings. Reviewed on: 21st April 2026

Paypal credit

I use PayPal credit for almost all purchases and I've never had anything to complain about. Reviewed on: 21st April 2026

Really easy and straight forward banking

Really easy and straight forward banking Reviewed on: 21st April 2026

Great spending initiatives and interest free period

Easy to use, great spending initiatives to build points, variety of spending options and flexibility with 4 months 0% interest free on purchases. Reviewed on: 21st April 2026

Easy to apply and very quick the answer

Easy to apply and very quick the answer Reviewed on: 21st April 2026

Easy to use very convenient no problems at all

Easy to use very convenient no problems at all Reviewed on: 21st April 2026

Great funding source, easy to access and use with su...

Great funding source, easy to access and use with superb support! Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39138 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub