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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145423 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145423)

Never had an issue with paypal

Always had good feed back and a good resolution to any problems that I have had Quick response to any messages or queries Reviewed on: 15th June 2026

Easy to use online

Easy to use online when paying for purchases, or transferring to friends and family. Reviewed on: 15th June 2026

Been with them for years loved the experience

Been with them for years loved the experience Reviewed on: 15th June 2026

Excellent

Excellent I have no problems yet. Reviewed on: 15th June 2026

It is easy to use, very accessible and super clear w...

It is easy to use, very accessible and super clear with any instructions Reviewed on: 15th June 2026

Pay in 3 is a godsend sometimes, used it on many an...

Pay in 3 is a godsend sometimes, used it on many an occasion Reviewed on: 15th June 2026

Experience

I have had a good experience with PayPal, without any problems. Reviewed on: 15th June 2026

Very easy to put together and the terms are up front...

Very easy to put together and the terms are up front and understandable. This is a simple financial product and thankfully does not feel like a trap and as a consumer I feel protected by PayPal. Highly recommended. Reviewed on: 15th June 2026

Use PayPal for all sorts all the time.

Use PayPal for all sorts all the time. No issues and really like it. Only had one issue which was resolved quickly Reviewed on: 15th June 2026

Be careful of the app

Mostly fine with this product, apart from one instance where the app stated my Direct Debit was set up but it never went out and it went down as a missed payment. Reviewed on: 15th June 2026

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