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PayPal: PayPal Credit reviews

4.90
Based on 82,265 reviews, last reviewed 23rd Apr 2026
2903100% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great experience and user experience Great experience and user experience Reviewed on: 23rd April 2026
Faizan B's avatar
Faizan B

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82265)

Fast & Secure

5
I have used PayPal for sending and receiving money, especially for online shopping and personal transfers. I find it very convenient because it is quick, secure, and easy to use. I like that I can pay without sharing my bank details with every seller, which gives me confidence when buying online. In my experience, transactions are usually smooth and instant. I also appreciate the buyer protection feature, which makes me feel safer when purchasing items from new or unfamiliar sellers. On a few occasions when I needed help, customer support was helpful and resolved my issue. Overall, my experience with PayPal has been positive, and I would recommend it for anyone looking for a reliable and secure way to manage online payments. Reviewed on: 18th April 2026

Been using PayPal for years.

5
Been using PayPal for years. Has everything for me. Best product. Reviewed on: 18th April 2026

I've had nothing but excellent service

5
I've had nothing but excellent service Reviewed on: 18th April 2026

I use there credit services regularly

5
I use there credit services regularly really good for paying for holidays as have 4 months to pay off the balance. Reviewed on: 18th April 2026

Very easy to use ,very good for everything

5
Very easy to use ,very good for everything Reviewed on: 18th April 2026

Easy to use and available on most sites

5
Easy to use and available on most sites Reviewed on: 18th April 2026

Secure and easy to use

5
So quick and easy to use. Notifications help keep you on track and easy viewing of different plans prevents confusion. Love the security that comes with PayPal too. Reviewed on: 18th April 2026

PayPal is great

5
Easy to use and safe. I like using PayPal as it’s quick and easy to manage. Reviewed on: 18th April 2026

Great App, Great Service

5
The app is easy to use and simple to navigate. Sending funds overseas is straightforward and inexpensive compared to using my bank. Reviewed on: 18th April 2026

Very good experience all round.

5
Very good experience all round. An excellent way to manage funds. Reviewed on: 18th April 2026

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