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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145419 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145419)

Rather not as the service is not good but the servic...

Rather not as the service is not good but the services are. Reviewed on: 15th June 2026

The safest most convenient way I can pay for goods o...

The safest most convenient way I can pay for goods online. Reviewed on: 15th June 2026

I’ve never had an issue with PayPal credit.

I’ve never had an issue with PayPal credit. Easy to use and offers different payment options. Reviewed on: 15th June 2026

Its easy and simple to use.

Its easy and simple to use. Great for money saving and finances Reviewed on: 15th June 2026

Good financial services

I have used paypal credit and i am very happy , will definetly continue use their services Reviewed on: 15th June 2026

Great way to spread cost and earn points.

Great way to spread cost and earn points. Reviewed on: 15th June 2026

Great Option for Unexpected Expenses

PayPal Credit is a breath of fresh air as a payment option. It provides flexibility when making purchases, especially for unexpected expenses, and gives you extra time to spread the cost. I highly recommend it! Reviewed on: 15th June 2026

I just love PayPal

I just love PayPal easy 4months 0% interest, friendly app Reviewed on: 15th June 2026

I am satisfied with the service.

I am satisfied with the service. Reviewed on: 15th June 2026

Always convenient to use as a payment method or tran...

Always convenient to use as a payment method or transaction Reviewed on: 15th June 2026

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